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Top-Rated Property appraisers in Hagerstown - Updated Nov 2026

Avatar for Bigham, WM. A. Inc.
Bigham, WM. A. Inc.
3.2(
5
)
Appraisal - Real Estate

Serving Hagerstown, MD and surrounding areas

Approved

In business since 1955

Free estimates

Emergency services offered

Wm. A. Bigham, Inc., specializes in residential and commercial real estate valuations. Our company has served southern Pennsylvania and Northern Maryland, for over 60 years. With that experience, we are confident in our ability to exceed your expectations, always paying close attention to the specific needs of each individual or company with whom we work. We specialize in appraisals for purchases, pre-listing, estate, tax assessment, divorce, construction defects, and other litigation. We look forward to speaking with you directly and providing the expertise you need with regard to your property.

Response time2 days
22 neighbors recently requested a quote
Recommended by100%of homeowners
Megan Craig Appraisals, LLC
5.0(
2
)
Appraisal - Real Estate

Serving Hagerstown, MD and surrounding areas

In business since 2010

Free estimates

At Megan Craig Appraisals, we take great pride in our experience, expertise, quality and customer service that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship and complete customer satisfaction from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety and quality, regardless of how large or small the job.

Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Hagerstown, MD homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.