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Siding questions, answered by experts

Not wrapping a house before installing siding can lead to moisture intrusion, rot, mold, and even higher energy bills. Older houses may have siding installed without wrap underneath, so it’s a good idea to add a wrap layer when it comes time to replace old siding to prevent potential damage from water intrusion—local codes may even require it, so check with your municipal building authority. 

You should consider a siding replacement material that meets your expectations for budget, durability, and if you want to complete the siding project yourself. Some materials are better than others in certain climates and easier to install for beginners. If you’re unsure which material suits your home, check with a local contractor for guidance.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

You have several options you can choose from for climbing plants without damaging your siding. Climbing hydrangea and Carolina jessamine are two options, and jasmine, honeysuckle, and sweet pea are a few others. Look for these climbing plants to add lovely curb appeal and are less likely to cause damage to your siding.

The lifespan of siding ranges from 20 to over 100 years, depending heavily on the material, climate, quality of installation, and maintenance.

  • Vinyl, Wood, and Aluminum: Typically last 20 to 40 years. Engineered wood may need replacement after just 20 years.

  • Fiber Cement: Lasts around 50 years.

  • Brick and Stone: These are the most durable, lasting for a century or more with proper care.

The longevity of any siding can be shortened if it's not properly maintained or if damage is not repaired promptly. Regular cleaning is vital. It's time for a replacement when you see widespread damage, signs of water intrusion, or a spike in energy costs.

The Webster, MA homeowners’ guide to siding services

From average costs to expert advice, get all the answers you need to get your job done.

What do you need done? We’ll find top pros.
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  • 🏠 "Repair shingles on an asphalt roof"