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Hurricane Film questions, answered by experts

Architectural shingles and impact-resistant shingles aren’t mutually exclusive, which means some architectural shingles are impact-resistant shingles. Architectural shingles are thicker and more durable than standard 3-tab shingles, and they become even stronger when they also have high impact resistance and wind resistance ratings. The most durable shingles for areas with extreme weather are architectural or luxury shingles that have a Class-4 impact resistance and a Class-H wind resistance that can stand up to winds reaching 150 mph.

If a brick house has been properly maintained and has no existing foundation damage, then yes, it can withstand a hurricane. If a house has brick veneer siding, it can withstand winds of up to 150 miles per hour. Brick houses with solid brick walls can potentially withstand hurricane-force winds of up to 185 miles per hour.

Restoration of water or storm damage includes assessing the damage, removing excess water, drying and dehumidifying affected areas, restoring damaged structures, and ensuring complete mold remediation.

Your insurance premium may increase if you file a roof claim or any other type of claim. Changes to your premium will depend on your insurance company, the size of the claim, and the number of claims you’ve made. Insurers may also increase rates at renewal based on factors outside of your control, such as changing weather patterns.

Small-scale water damage might be manageable independently with proper tools, but extensive damage typically requires professional restoration to ensure comprehensive recovery and safety.

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