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All foundations have footers, including monolithic slabs. In some cases, the foundation itself acts as the footer, as in the case of a floating slab and a monolithic slab. With a monolithic slab, the footers—which are just the bottom-most portion of the foundation that distributes loads down to stable soil—are a part of the main slab and are constructed with a single pour.

Yes, all basement floors crack in response to the natural settlement of the soil around them and from concrete shrinkage as it cures, and you’ll see hairline cracks as a result. However, you should keep an eye on your basement floor to see if cracks continue to lengthen or widen or show signs of water intrusion. In any of these cases, the problem is likely not settling or shrinkage, and a professional repair is necessary.

Concrete floors can last 50 to 75 years or more when properly sealed and maintained. Some concrete finishes, like polished concrete, will need to be refinished periodically—depending on the finish and foot traffic, you may need to refinish or reseal your concrete floors every five to 20 years. Keeping the concrete properly sealed will prevent damage and extend the lifespan of your concrete floors. 

A paver patio will add more value than a concrete patio. Pavers are a more commonly preferred option from an aesthetic and longevity point of view, so most buyers will be willing to pay more for a paver patio than they would for a concrete one. Pavers also don’t require a permanent foundation, so they won’t increase your property taxes. Buyers also prefer lower property taxes, so that will play into the ROI you’ll see, too.