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The typical lifespan of a Bradford pear is relatively short, only 15 to 25 years. However, these trees have issues long before their life is over. Due to their soft wood and fast-growing branches, Bradford pear trees often split around 15 years, making them a risk for falling branches and more prone to disease. 

We don’t recommend DIY tree trimming for a few different reasons. First, the tools required to trim a tree can be costly, up to $1,100 or more, for the ladders and specialized saws needed. 

Safety is another concern, especially when working with more mature trees. As a guideline, you should only DIY tree trimming when branches are less than two inches in diameter. Any more, and the safety risk becomes too high, which could lead to catastrophe. For this job, it’s safest to let a tree-trimming professional assess the work needed.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

A tree can split because of high winds, a change in temperature, or from an infestation or tree disease. All of these factors can overlap, making a single cause difficult to pinpoint. While winter storms are some of the most common causes for a tree to split, it can also happen because of termites or rot.