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The best way is to start controlling tree height long before it grows too large, via careful pruning through the years. But that’s not always possible. If a tree has become too high or too large, use selective pruning to remove the most troublesome branches, one by one, without topping the tree. Gently shaping a tree like this can, over time, correct problems. You can also find growth inhibitors to spray on a tree to stop it from growing too rapidly, but use these sparingly if at all.

Most plum trees are pruned into a vase or open wine glass shape. They’ll have a shorter central leader (the trunk) that supports three to four main branches. Of course, this isn't always the case. If you have a European plum tree, you can grow it in a pyramid shape. Let the central leader extend the length of the tree and prune smaller branches to create the pyramid.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.