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TRUSTED BY SMITHFIELD, KY HOMEOWNERS

  • Average homeowner rating star icon4.2
    Average homeowner rating
  • Verified reviews icon22
    Verified custom home building reviews

Top-Rated Custom home builders in Smithfield - Updated Nov 2026

Avatar for Potter House Group Inc
Potter House Group Inc
4.4(
12
)
Find a Custom Home Builder

Serving Smithfield, KY and surrounding areas

In business since 2003

Emergency services offered

Credit card accepted

",After interviewing several well-known custom builders (several of whom advertise "custom homes on your lot") we were fortunate to have been given the name Potter House Group.  The President of Potter House Group met with us personally and we presented him with a situation that other custom builders who wanted to charge us up to 50% more than Potter House Group. 
Our situation was that lightning struck our custom home and it had to be razed with the exception of the concrete foundation and garage floor. After an initial meeting to review our plans, site, special conditions and consideration for the level of input we desired, Lee calculated an estimate that was realistic, detailed and SIGNIFICANTLY less than the other big name builders we interviewed.
Rebuilding a new custom home in our Township involved a maze of obstacles and required significant expertise in dealing with permits, blueprints, township meetings, neighbors, rules and of course building inspections and sub-contractors.  Lee navigated all the obstacles with expertise and professionalism.
With the help of Potter House Group and its President, Lee M. Rickey, we moved into our home that met more than all of our requirements due to the knowledge and integrity of our builder.  No substandard materials or workmanship was allowed, the process was professionally monitored and we now have the home of our dreams without breaking the bank!
We highly recommend Potter House Group and Lee M. Rickey to anyone interested in honesty, timeliness, quality, professionalism and integrity. You cannot go wrong with Potter House Group and its owner Lee M. Rickey.
"
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Recommended by100%of homeowners
G&C Construction
5.0(
5
)
Find a Custom Home Builder

Serving Smithfield, KY and surrounding areas

In business since 2000

Free estimates

"Very happy with the results. We still get compliments on the driveway, the stamped concrete work in the backyard, and the amazing stone wall. The bathroom is a huge improvement over the old one. Charles and his crew are skilled and work very hard. In spite of the extensive work that was being done it wasn't at all intrusive having them here."
Recommended by100%of homeowners
Avatar for Outback Construction
Outback Construction
3.7(
27
)
Find a Custom Home Builder

Serving Smithfield, KY and surrounding areas

In business since 1996

Free estimates

Emergency services offered

"We hired Rick and J Co. for a basement remodel, which included tearing down old wood paneling, ceiling panels, old carpet, and adding waterproofing for about 1200 square feet of space. J. Co did a full demolition, and installed all new lighting, carpet, drywall, electrical, paint and a wall that would create a new bedroom. They installed a new closet in the added bedroom, all new custom doors, painted our laundry room floor, and even did a few odd jobs that came up along the way (repairing an old pipe, rewiring a telephone line, helping install the knob for a fireplace to name a few). Rick and his entire team were wonderful to work with. Even with delays of the major flooding that occurred throughout the city, they still managed to finish in great time and delivered a basement we are very proud of. Every detail was addressed and all guys were professional at all times! They left our space clean and beautiful. We would hire J Co. again in a heartbeat and highly recommend them to anyone else! Our before and after photos speak for themselves!!"
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Recommended by90%of homeowners
Madison Construction and Remodel
5.0(
3
)
Find a Custom Home Builder

Serving Smithfield, KY and surrounding areas

"Madison FBC recently worked to improve the Eggleston Elementry building we use for ministry. Brandon and his crew did an amazing job tackling some of the larger projects our volunteers could not. He repaired a major leak and repaired several concrete walls within the building. He worked efficiently but also ensured the work was done right and it looks great. If I ever needed anything done at my house I would contact Madison Construction and Remodel."
Recommended by100%of homeowners
Bluegrass General Contractors, LLC
3.4(
15
)
Find a Custom Home Builder

Serving Smithfield, KY and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"From beginning to the end, it was professional, pleasant, personable, and enjoyable. The basement turned out excellently, better than hoped for. It is now beautiful, functional, super quiet, and a joy to use. The workers became our friends and the project became their goal. We highly recommend Curt Lawson Properties, LLC for any projects you have."
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Recommended by76%of homeowners
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Custom Home Builders FAQs, answered by experts

A green home is one that focuses on conservation, with the goal often being net-zero carbon emissions and self-sustainability. It will often include some kind of self-generation equipment, like solar panels or a small wind turbine, high-efficiency electrical components and mechanicals, and high-quality insulation and air sealing to reduce the loss of conditioned air. Many green homes also include xeriscaping or rainwater collection to cut down on drainage and water consumption.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Construction typically takes 3-6 months, including site preparation and assembly.

Modular homes are cost-effective, energy-efficient, and faster to build than traditional homes. They also offer customizable designs.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

The Smithfield, KY homeowners’ guide to custom home building

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