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Yes, mulch can attract pests. Spiders, centipedes, and ants are some common pests that are attracted to mulch. You can avoid infestation by laying your bags of mulch in the heat for a few hours or by using an inorganic mulch, as it’s less attractive to pests.

Adult fleas can live from a few days to about two weeks without a host. If pets are not available, fleas may feed on rodents or people. While adult fleas need a blood source to survive, flea pupae can lie dormant for up to a year in optimal conditions. Therefore, cleaning and treating the infested area is essential to prevent pupae from surviving and hatching later.

For a non-chemical bed bug treatment, you can try spraying your mattress with a mixture of essential oils, rubbing alcohol, and water. Pesticide sprays are available, but using them can pose potential health risks to humans and pets—especially if they are not applied correctly. If non-chemicals do not eradicate your bed bug infestation, you should consult a pest control specialist to determine the best course of action.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.