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The best trowel for penny tile is a 3/16-inch-by-5/32-inch V-notch trowel. Because of the small size of the penny tile, you want a trowel with small notches that can lay a thin layer of mortar on the surface you’re tiling. If the notches are too wide, you risk applying too thick of a layer of mortar, and it can squeeze out between the penny tiles.

You can let the tile sit without grout. Don’t panic if there’s a delay between installing the tiles and grouting. A substantial stoppage isn't a problem, provided you keep the tile surface clear of dust and debris. Also, avoid walking over less stable ungrouted floor tiles as they are more prone to premature cracking and shifting. 

The average cost for tile installation is about $2,000, with a typical price range between $500 and $6,500. On a per-square-foot basis, you can expect to pay between $5 and $45 for installation.

Several factors influence the total cost, including:

• Installation Site: Costs vary for different areas. Common project costs are: kitchen floor ($870–$6,100), countertop or backsplash ($500–$3,000), bathroom floor ($300–$2,400), or shower wall ($225–$2,000).

• Tile Type and Quality: The material significantly impacts price. For example, standard ceramic or travertine tile can cost about $1 per square foot, while luxury options like marble can be as much as $350 per square foot for the material alone.

• Project Size and Complexity: The total square footage, the complexity of the pattern, and the shape of the tile (e.g., square, rectangle, hexagon, mosaic) will affect labor and material costs.

• Site Preparation: The amount of prep work needed, such as removing old tile or installing a new subfloor or backer board, can add to the final price.

• Tile Characteristics: The tile's durability rating and porosity can also influence the price.

• Location: Labor rates vary by geographic location.

Your tiles will have a significant visual impact on your bathroom, so you’ll want to make a thoughtful decision. Once you land on the tile material that suits your needs and budget, you can consider the color schemes you want. Consider whether you want something modern, classic, or eye-catching.