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A raccoon may be hanging around your house for convenient access to food, water, or shelter. They may drink water out of puddles, pools, ponds, fountains, or your pet’s water bowls. Raccoons are also known to eat just about anything, including food from gardens and waste from unsecured trash cans.

Termites are most active and cause the most damage during the spring and summer, as warm temperatures and increased moisture accelerate their activity. This is also when swarming typically occurs, allowing colonies to expand. However, termites remain active year-round, especially in warmer climates or heated homes. Once a colony is established, it can continue to damage wood 365 days a year, even during cold weather.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

The houseplants that are prone to spider mites include English ivy, palms, philodendrons, calathea, and alocasia. Although spider mites can infest any indoor plant, they are more commonly drawn to the types listed above. If you have these in your home, pay special attention to them to help catch signs of infestation early.