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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

While water bugs are considered generally harmless to humans, they can bite humans if threatened. Cockroaches are often incorrectly mistaken for water bugs. In this case, cockroaches can bite but are unlikely to bite humans. 

Water bug bites can be very painful and cause symptoms such as redness, swelling, and allergic reaction. Bites will usually heal on their own. However, if you experience severe symptoms or an allergic reaction, seek medical help immediately.

While possums don’t typically carry rabies, they can have lice, fleas, ticks, and mites. According to the University of California’s Pest Management Program, possums can also carry diseases like leptospirosis, tuberculosis, toxoplasmosis, coccidiosis, and fevers. Possums are also the carriers of a parasite that can pass to horses and cats called Equine Protozoal Myeloencephalitis (EPM).

Squirrels have a strong sense of smell and can be deterred by various scents they dislike. Effective options include peppermint oil, rosemary, garlic, cinnamon, white vinegar, coffee grounds, and predator urine. Squirrels also have a strong aversion to capsaicin, the compound that makes chili peppers hot, making capsaicin-based repellents a good choice for protecting specific areas like gardens or bird feeders. For a DIY solution, you can create a garlic and vinegar spray and apply it daily. Additionally, placing strong-smelling items like certain soaps or dryer sheets near where squirrels frequent can also be effective.