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A tree can split because of high winds, a change in temperature, or from an infestation or tree disease. All of these factors can overlap, making a single cause difficult to pinpoint. While winter storms are some of the most common causes for a tree to split, it can also happen because of termites or rot.

Burning a tree stump can be effective, but it comes with safety considerations and isn’t always best for every situation. It's essential to check local regulations and assess the safety risks involved. Stumps that are near wooden structures or other non-moveable flammable objects aren’t good candidates for burning due to the risk of the fire spreading. Alternatives like grinding or a DIY stump rotting project might be safer and quicker for getting the job done.

Not all leaning trees are dangerous, but they can be a hazard as gravity may eventually cause them to fall. A key factor is whether the lean is new or has been present for a long time. Trees that have grown with a lean for years are not typically an immediate danger, but a sudden lean is a cause for concern as it often indicates weakening roots. If a tree is leaning more than 15% from vertical, you should consider having it straightened or transplanted. To be safe, it's always best to hire a professional arborist to inspect any leaning tree to assess the risk and avoid potential accidents.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.