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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Transplanting a palm tree is a similar process except for a couple of important differences. First, their root ball doesn’t need to be as large as a “true” tree, which makes them a bit easier to dig up and move around. Second, they struggle more with taking root and staying upright in a new location, so it’s important to give them extra support when staking. 

While trees can grow in the curb strip between the sidewalk and the street, this placement often poses the problem of interfering with overhead power lines. It’s best to consult your local utility provider and tree planting service before transplanting a tree that might grow into power lines. Also, you should never work within 20 feet of a live power line to avoid the risk of electric shock. Tree branches should never touch nearby power lines, so it’s essential to ensure your tree isn’t in danger of growing too close to them.

It’s not as common for Dutch elm disease to affect other types of trees, especially if the surrounding trees aren’t elms. However, it is possible for DED to spread to other trees, particularly in northern states, like Minnesota. In fact, it’s a good idea to use geography to identify wood and determine which types of trees are in your yard. 

Unfortunately, the complex and shallow root system of elm trees makes surrounding elm trees particularly vulnerable to DED. Early discovery is key!