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Yes, a drip edge is necessary on a metal roof, according to the International Residential Code (IRC). Drip edge flashing prevents water from dripping onto and behind your fascia board, which prevents the board from rotting and reduces the risk of water damage behind it. On gable ends, you can either install drip edge flashing or gable-end flashing to avoid the same issues.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

Metal roofs have a reputation for being very noisy, but with proper installation and adequate installation, metal roofs aren’t much noisier than shingle roofs. Some types and gauges of metal roofing provide more sound dampening, and added insulation or a thicker underlayment can also help muffle noise.

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.