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Last update on February 09, 2026

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Avatar for Hampton Enterprise LLC
Hampton Enterprise LLC
3.7(
9
)
Synthetic Stucco - Install or Completely ReplaceSynthetic Stucco - Install or Completely Replace- For BusinessSynthetic Stucco - Repair or Partially Replace- For Business+4 more

Serving Tolono, IL and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"I only use James when I need some work done to my house. He responds fast, gets the work done quicker than just about anyone else I've ever used and seems very concerned with leaving his customers happy."
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Recommended by60%of homeowners
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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

To repair damaged exterior stucco, you’ll first remove all loose and crumbling material from the damaged area. You then need to thoroughly clean the area and dampen it to ensure proper bonding. After that, you’ll apply a bonding agent to the repair area, then apply new stucco in layers, allowing for curing time between each layer. The final coat should be textured to match the surrounding stucco pattern as closely as possible. Once fully cured, the repaired area can be painted to match the rest of the wall if needed.

Yes, you can screw directly into stucco. Only do so if the item you are installing is a permanent fixture. Drill a pilot hole into the stucco using a masonry or concrete bit, then drive in the screw with a power drill or screwdriver.

If it is applied properly, stucco is a durable material that can last between 50 and 80 years, especially with regular repair and maintenance. Things like painting the stucco every 10 years or so will help it last longer. The location of your home plays a big part in the life span of your stucco, too.

The Tolono, IL homeowners’ guide to stucco services

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