Get matched with top stucco pros in Tuscola, IL

Properly installed and maintained stucco can last 50 to 100 years, making it one of the longest-lasting siding materials available. This durable material is known for its durability, and as long as you clean and waterproof it regularly and promptly repair any damage, it’ll protect your home for decades to come. 

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Depending on the amount of damage, a stucco repair professional can repair your stucco siding in four to 12 hours. If you only have a few small cracks, that repair could take as little as one to two hours to repair. In contrast, if you have an extensive fix, like foundation or chimney repair, you can expect the process to take a bit longer. Always discuss your project expectations with your stucco repair expert.

Failing to repair damaged stucco can lead to significant problems. Cracks can grow and deepen, allowing water and moisture to get behind the stucco. This moisture intrusion can cause water damage, structural issues, and mold or mildew growth. Delaying repairs will likely cost more in the long run as the damage worsens, so it's best to repair your stucco as soon as you notice any signs of damage, such as cracks, holes, or discoloration.