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Yes, masonry is more expensive than concrete because the labor is much more involved. With masonry, your expert will build your project from the ground up, one piece at a time, ensuring they use the proper amount of mortar or grout during construction and keeping the project level or plumb. Pouring concrete can also be labor-intensive, but it’s a bit less involved. It requires building a mold, pouring the concrete, and letting it cure. The less intensive labor makes concrete a more affordable option in most cases.

You should use cement for a chimney crown. The purpose of the chimney crown is to protect the mortar below from water damage and the effects of weather. For this reason, chimney crowns should only be made using cement. When repairing a crown, use caulks and sealants designed for cement repair rather than mortar repair.

Concrete houses will last for between 75 and 150 years, depending on the environmental factors in your area. Unlike lumber in stick-built houses, concrete doesn’t rot, and it’s more resistant to wildfires and earthquake damage, so you’ll almost always get a longer lifespan from a concrete house than you would a traditionally framed one.

Concrete homes have better fire resistance because this material is highly resistant to fire and heat. But any paint, siding, windows, roofing, or other materials on a concrete home may still be flammable. Never try to stay in a building with a large, active fire or a wildfire approaching because this can still be deadly. However, building a fireproof home with concrete can better protect the structure against total destruction.