Get matched with top home builders in Chenoa, IL

Q: What’s the difference between a custom home and a spec home?

• <div><p>A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. <a href="https://www.angi.com/articles/cost-to-build-custom-home.htm">Custom homes cost</a> more and take longer to build.</p></div>

Q: Can an ADU be bigger than your house?

• <div><p>Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence&rsquo;s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.</p></div>

Q: How can you finance new construction?

• <div><p>Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:</p><ul><li><p><b>Construction-to-Permanent Loan:</b> This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.</p></li><li><p><b>Construction Loan (Stand-Alone):</b> This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.</p></li><li><p><b>Builder Financing:</b> Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.</p></li><li><p><b>Bridge Loan:</b> This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.</p></li><li><p><b>Home Equity Options:</b> If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.</p></li></ul><p>It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.</p></div>

Q: What is the most expensive phase of building a house?

• <div><p>Framing is often the most expensive phase of building a house because it&rsquo;s time-consuming and requires a lot of materials. It costs between <b>$20,000 and $50,000</b> on average, depending on materials and labor costs. Before construction begins, it&rsquo;s possible that purchasing land is the priciest step in the process. Some plots of land sell for <b>$3,000,</b> while others cost upwards of <b>$150,000</b>. </p></div>

Q: Can you build a house without blueprints?

• <div><p>Building a house without blueprints is not advised. It will prevent you from obtaining necessary building permits and meeting building codes and is likely to result in shoddy construction and unsafe living conditions. Detailed blueprints ensure that a house is built to exact specifications and is constructed safely and structurally stable.</p></div>

Enter your zip and get matched with up to 5 pros

Need a pro for your home building project in Chenoa, IL?

Select your specific project to find the pro for you.

Verified Reviews for Home Building pros in Chenoa, IL

*The Angi rating for Home Building companies in Chenoa, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

*The HomeAdvisor rating for Home Building companies in Chenoa, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

Last update on June 18, 2026

Reviewed in June 2026
We wanted our driveway expanded and new rock put down. HK arrived at our home on time and went over several options with us, and even helped us find the best value for the new rock that we were purchasing. This young man definitely cares about the homeowners best value. He is very professional,...
HK Trucking & Excavating
Request a quote
Reviewed in July 2023
Our experience was great. Home Comfort Insulation, upon arrival made a sketch of the outside of my home. Then we walked through the entire house, basement, main floor, upstairs and attic. Steve was very thorough in explaining what we needed. He was very professional and answered all our...
Home Comfort, Inc.
Request a quote
Reviewed in June 2023
I had a leaky garbage disposal and phoned Benjamin Franklin Plumbing in Yorkville. It was late Saturday afternoon and they were able to be at my home in a couple of hours after the service man Jeremy finished up a job in Geneva. He called first when he was 30 minutes away. He promptly started...
Patriot Plumbing
Request a quote
Reviewed in September 2022
The crew did a wonderful job from start to finish. I am a repeat customer. I moved to a 100 year old home and needed windows replaced. Illinois Energy was the only company I would consider. The windows are beautiful and energy efficient they also have cut down on the traffic noise. Love my...
Illinois Energy Windows & Siding Inc
Request a quote
Reviewed in September 2022
The crew did a wonderful job. Starting with James who came to my home to help me pick out exactly what I needed to fit my 100 year old home. Next step was to get measurements and the gentleman who measured was very precise. The installation crew were highly skilled and everything fit...
Illinois Energy Windows & Siding, Inc.
Request a quote
Reviewed in October 2021
Ron is a very knowledgeable home inspector. He walks you through everything and will answer any questions you may have. We were purchasing an older home and I was very impressed with all the details given in his report, right down to proper placement of smoke detectors!
Ron Smith Custom Real Estate Inspections
Request a quote
Reviewed in May 2021
Jesse kept us advised of his arrival time which was nice, since we didn't have to sit at home within a large time frame waiting for him to show up, like we do with other businesses. Was in and out and did his job and cleaned up.
Horn Spray Foam & Insulation
Request a quote
Reviewed in May 2021
This was my first major repair on my first major real estate investment and Iâ m so glad that we chose to work with Cornerstone Electric. Mike is a Specialist with over thirty-something years in the field, and you can tell. He communicated really well with me all along the way, and let me know...
Cornerstone Electric
Request a quote
Reviewed in October 2020
He is very reasonable in his prices. He did a very good job and quickly. He enjoys working on old buildings.
Jason A. Smith Painting
Request a quote
Reviewed in March 2020
Great company! I needed to clear out a rental property that had been left in less than an ideal situation. I reached out to Brandon and everything was handled with ease from there. Brandon and his workers are very professional, hard working and very fair with their cost. I will hire Brandon s...
Brandon's Home Maintenance
Request a quote

Find Home builders in Chenoa

Sentri Homes

2.8(

)

Find a Custom Home Builder

Serving Chenoa, IL and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."

25 neighbors recently requested a quote

Request Quote

Solis family builders

New to Angi

Shelter or Outbuilding - Build

Serving Chenoa, IL and surrounding areas

Approved

We specialize in new builds of many kinds, garages, pole barns, flooring of all kinds interior remodel. We have over 35 years of experience in the construction business. We are a smaller company but that’s why we can give you the cheaper price

Request Quote

Ascended Constructions

New to Angi

Find a Custom Home Builder

Serving Chenoa, IL and surrounding areas

Approved

In business since 2023

Offers commercial services

Were a family owned and operated company that values honesty and integrity, and stands behind our work. We offer over 40 years of industry experience. We specialize in Asphalt Shingle Roofing installation, replacement, and repairs. Our services are customized to the individual project, paying close attention to the details of each project that we're involved with. We look forward to building long-term relationships with our clients and guarantee your satisfaction!

8 neighbors recently requested a quote

Request Quote

Ascended Constructions

New to Angi

Find a Custom Home Builder

Serving Chenoa, IL and surrounding areas

Approved (Corporate)

In business since 2023

Offers commercial services

1 neighbors recently requested a quote

Request Quote

Illinois Remodeling Consultants

4.2(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Chenoa, IL and surrounding areas

In business since 2020

Free estimates

Emergency services offered

"Great company! Very professional. When my basement flooded they came in and made this stress free for me and handled everything in a timely matter. My basement looks great now and I couldn't be happier. I highly recommend."

+136

Recommended by86%of homeowners

Request Quote

World Painting Company

3.9(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Chenoa, IL and surrounding areas

In business since 2002

Free estimates

Emergency services offered

"
My wife and I have used World Painting several times over the last four years in two different houses. The most recent project was a complete makeover of the outside of our home. We consulted with the World Painting staff on the design (two tones) and the proper colors to use. We are very happy with the outcomes; both the appearance and the quality of workmanship.

"

Recommended by78%of homeowners

Find a Custom Home BuilderFind a Modular Home Builder

Serving Chenoa, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Excellent new home warrenty insurnace"

Recommended by82%of homeowners

Request Quote

SAL Construction Services

4.2(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Chenoa, IL and surrounding areas

In business since 1999

Free estimates

Emergency services offered

"We hired SAL Construction to build us a garage in Morton.
All I can say is WOW!!! Nice, polite, honest, clean, punctual?My husband found
them on Google and after visiting their website we decided to give them a call.
They did everything they said and did a beautiful job right on budget! I recommended
them to my sister who needed a tile floor installed in her kitchen. Scott did
an amazing job on the tile as well. My sister was so pleased?Her & I both
would recommend SAL to everyone. Job well done!
"

Recommended by80%of homeowners

Request Quote

Sundown Exteriors LLC

5.0(

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving Chenoa, IL and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"Three layers torn off. Replaced wood at site of three leaks. Installed new roof and added vents. All in less than a day. Very good clean up."

Recommended by100%of homeowners

Request Quote

American Home Shield – Home Warranty

3.5(

5,688

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving Chenoa, IL and surrounding areas

In business since 1971

Credit card accepted

"They don't use the same contractor. You don't always get the best. It's cheaper for major repairs. They cover everything, parts, labor."

Recommended by65%of homeowners

Request Quote

Showing 1-10 of 26

Home Building questions, answered by experts

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.
Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.
Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.
Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.
Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

Building a house without blueprints is not advised. It will prevent you from obtaining necessary building permits and meeting building codes and is likely to result in shoddy construction and unsafe living conditions. Detailed blueprints ensure that a house is built to exact specifications and is constructed safely and structurally stable.

The Chenoa, IL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Lyle Hendriks
•
Jul 8, 2026Jul 8, 2026
2026 Cost to Build a Custom Home
When building a home, going custom gives you the freedom to create your dream house. Learn about the cost to build a custom home and the factors to consider.
Rachel Hoffman
•
May 3, 2026May 3, 2026
How Much Does It Cost to Build a House? [2026 Data]
Wondering how much it costs to build a house? Use this guide to cover all your bases, from permits and planning to construction and finishing touches.
Angi
•
Mar 6, 2026Mar 6, 2026
How Much Does It Cost to Build a Modern Style Home? [2026 Data]
Discover the cost to build a modern-style home, including average prices, key factors, and tips to help you plan your project with confidence.
Ginny Bartolone
•
Jul 8, 2026Jul 8, 2026
Building vs. Buying a Home: Which Should You Choose?
It's time to make the ultimate decision: building vs. buying a home. We'll walk through the building vs. buying the debate from all angles.
D.P. Taylor
•
Jun 13, 2026Jun 13, 2026
Top 4 Home Builder Marketing Ideas to Boost Your Business
As a home builder, marketing can be a challenge because you’re not selling the typical product. So how do you tackle marketing as a new home builder or remodeler? Use these tips to get more jobs for your construction business today.
Lawrence Bonk
•
Jul 9, 2026Jul 9, 2026
How to Hire a Home Builder to Build Your Dream Home
Building your dream home starts with hiring a builder. Here is how to find a builder who understands your needs and preferences for your brand-new home.