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TRUSTED BY CARLOCK, IL HOMEOWNERS

  • Average homeowner rating star icon3.8
    Average homeowner rating
  • Verified reviews icon12
    Verified home building services reviews

Find Home builders in Carlock

Avatar for Middleton Construction Remodeling & Handyman Serv
Middleton Construction Remodeling & Handyman Serv
4.8(
84
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Carlock, IL and surrounding areas

In business since 2008

Free estimates

Credit card accepted

"Bobs work, attention to detail and pricing were outstanding. I've been looking/needing a Handyman since purchasing my home 3 years ago and may have found the guy in Bob! He kept me informed of when the service would be done and an issue that arouse during the work. We talked about best solution and moved forward from there. My neighbor has been waiting for me to give him the referral of Bob's work as he too is needing a skilled Handyman......Bob has earned my referral!"
Before
After
After
Before
After

+9

Recommended by96%of homeowners
Avatar for World Painting Company
World Painting Company
3.9(
43
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Carlock, IL and surrounding areas

In business since 2002

Free estimates

Emergency services offered

"

My wife and I have used World Painting several times over the last four years in two different houses.  The most recent project was a complete makeover of the outside of our home.  We consulted with the World Painting staff on the design (two tones) and the proper colors to use.  We are very happy with the outcomes; both the appearance and the quality of workmanship.


"
Hair Salon Remodel
Restoring Historical Home
Remodeling Cabinets
Recommended by78%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Carlock, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"My microwave failed and, after a very rapid response and a complete evaluation by a technician, Choice Home Warranty decided it was better to replace it. I got a Lowe's debit card for a significant amount and acquired a brand new Microwave to replace our old one. I am very happy with the response and action of Choice Home warranty on my account with them."
Recommended by81%of homeowners
Avatar for SAL Construction Services
SAL Construction Services
4.2(
17
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Carlock, IL and surrounding areas

In business since 1999

Free estimates

Emergency services offered

"We hired SAL Construction to build us a garage in Morton.
All I can say is WOW!!! Nice, polite, honest, clean, punctual?My husband found
them on Google and after visiting their website we decided to give them a call.
They did everything they said and did a beautiful job right on budget! I recommended
them to my sister who needed a tile floor installed in her kitchen. Scott did
an amazing job on the tile as well. My sister was so pleased?Her & I both
would recommend SAL to everyone. Job well done!
"
Additional Photos
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Additional Photos

+8

Recommended by80%of homeowners
Avatar for Elite Design and Building Contractors
Elite Design and Building Contractors
5.0(
4
)
Shelter or Outbuilding - Build

Serving Carlock, IL and surrounding areas

In business since 2016

Free estimates

Credit card accepted

"Quality contractors who take pride in their work are very hard to find, Especially if they are out-of-state. I live in California and this contractor is located in Illinois. Justin worked on a 3-bedroom, 2 bath rental home I own in Illinois. Justin installed a wrought iron hand railings on the front porch and also repaired cracked concrete. His personality matched his work ethics. Justin was professional and overall, was very easy to communicate with. he took pride in his work. It was truly a job well done. Thanks Justin!"
Custom Entertainment Center
Custom Entertainment Center
Custom Entertainment Center
His and Her sinks and vanity
Finished Product

+68

Response time5 days
Recommended by66%of homeowners
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Craftsman-style homes are predominantly found in the Western United States, specifically in Southern California, where the style originated. Since the climate was mild and there was access to plenty of natural resources, Southern California became a hub for this style at its inception. That being said, if you consult with an architect near you, you can have a Craftsman-style home anywhere.

Ultimately, a work warranty is only as reliable as the contractor you’ve hired. That’s why trust and reputation are such important factors, in addition to having a solid contract and confirming appropriate licensing, insurance, and bonding. When looking for a contractor, it’s a good idea to read online reviews and ratings to see what kind of experience past customers have had. Issues with your contractor can make for an unsatisfying renovation process, but a reliable contractor can make the process go as smoothly as possible.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Modular homes last an average of between 50 and 75 years, and high-quality modular homes can last for 100 years with proper maintenance. For comparison, a standard home lasts 50 to 100 years and can push to 150 or longer with good maintenance. Modular homes provide better long-term value in that they are significantly more affordable and can last almost as long, but some buyers are wary of modular home longevity, so the actual value if you sell could be lower.

The Carlock, IL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.