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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Structural problems with the foundation or roof, water damage, and plumbing or electrical issues are all red flags in a home inspection. These problems can pose serious safety risks and be costly to repair. If a home inspection identifies any serious issues, you’ll want to remedy the problem as quickly as possible to avoid the problem getting any worse.

Unfortunately, lead dust does not look different from any other type of dust. You cannot detect it with the naked eye. To determine if you have lead dust in your home, you will need to hire a local company to take a sample from the paint and test it for you in a lab.

Lead exposure poses significant health risks, including neurological, developmental, and behavioral disorders, especially critical in young children and fetuses.