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On it own, aluminum siding has a relatively low insulation value (also called R-value); aluminum siding has an R-value of 0.61. However, you can purchase insulated aluminum siding to increase the R-value to between 2 and 5. You can also install additional insulation within your walls to help maintain temperatures within your home. On average, insulation costs $1,825 to install throughout the typical home.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

You should plan to stain or refinish your home's cedar siding every three to seven years to maintain its appearance and provide maximum protection, though some estimates suggest a range of four to six years. The exact frequency depends on several factors, including your local climate, exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the overall condition and quality of the wood.

For homes in harsh climates with high humidity and significant sun exposure, you should plan on staining as often as every three years, while those in milder locations may only need to do so every seven years. For the longest-lasting protection in particularly harsh climates, consider using an opaque stain.

If you are looking for a lower-maintenance alternative, you might consider vinyl or aluminum siding. While the initial installation cost can be higher, they do not require as much upkeep and can offer more value over time, especially in areas with excessive rainfall or high humidity.

You should consider acclimating the wood for your shou sugi ban siding for around two weeks before installation to balance its moisture content and prevent warping. That additional step will ensure your materials are prepped for installation, avoiding complex repairs down the line. Consult your siding contractor for additional installation instructions for this specialized material.