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Yes, it is common for mold to grow on the underside of the siding due to the moist atmosphere. When there is an abundance of moisture, mold has the ideal environment to spread and thrive. This fungus can be found on virtually any surface, both indoors and outdoors. Generally, it is most active when the environment is warm, damp, and humid.

Though vinyl siding is affordable, the material may not last as long or look as good as other siding materials. For example, wood siding has a beautiful, natural appearance but requires much more maintenance to keep your siding looking as good as new. 

Fiber cement siding is another alternative that mimics the appearance of wood siding. Like vinyl siding, fiber cement is a low-maintenance material, but it does come at a higher price and is heavier and more difficult to install. Weigh the pros and cons of all siding materials before you decide on the best option for your home.

The clapboard exposure, also called the reveal, refers to the amount of clapboard visible in the siding. Clapboards always overlap slightly, but some overlap more than others. The exposure is the vertical measurement of the board that remains visible as the clapboard is installed.

When repairing clapboard siding, it’s important that you match the exposure of your current clapboards. You may want to take a measurement of the specific exposure on your siding for reference in repairs.

You should plan to stain or refinish your home's cedar siding every three to seven years to maintain its appearance and provide maximum protection, though some estimates suggest a range of four to six years. The exact frequency depends on several factors, including your local climate, exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the overall condition and quality of the wood.

For homes in harsh climates with high humidity and significant sun exposure, you should plan on staining as often as every three years, while those in milder locations may only need to do so every seven years. For the longest-lasting protection in particularly harsh climates, consider using an opaque stain.

If you are looking for a lower-maintenance alternative, you might consider vinyl or aluminum siding. While the initial installation cost can be higher, they do not require as much upkeep and can offer more value over time, especially in areas with excessive rainfall or high humidity.