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Grinding down a tree helps reduce the risk of foundation damage and pests and even helps your home’s curb appeal. Stumps can also be a safety hazard. If grass grows above the stump and someone else mows your yard, they may be in for a rude awakening when they accidentally hit it.

While palm trees can bring aesthetic appeal to your yard, they have a couple of drawbacks. The main disadvantage is that many types require warm climates, so if you live in a cold region, you need to ensure you pick a palm that can withstand the freezing temperatures. Another downside is that maintenance can be difficult because of their height, which means you will need to pay a pro to prune the tree as needed.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

In the short term, you’ll have a lot of fallen trees to deal with. Tree removal services costs typically start at $200 per tree and increase based on species and size. Then, you’ll have to deal with the loss of trees: That means a loss of shade and a greater risk of rain runoff and erosion. Also, you’ll miss out on the health and aesthetic benefits of having trees on your property, which could even affect the resale value of your home.

That being said, cutting down a tree it’s not always a bad idea. Trees growing too close to rooftops can present fire hazards or debris problems. You may need to remove diseased or dying trees to prevent future issues.