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If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

Vinegar is another household item that can kill a tree stump over time. Vinegar’s acetic acid works to dissolve the stump’s outer layer through its carbohydrates. However, this compound alone is not enough to kill a large tree stump or one in a hard-to-reach spot. Other methods like stump grinding and applying herbicides work much faster and more effectively than using vinegar.

Local tree removal prices range from $200 to $2,000 overall, but vary depending on:

• Local cost of labor and supplies

• Accessibility of the tree

• Local laws regarding who is allowed to remove the tree

• The species of the tree (softer woods are often easier to remove)

• Local seasonal discounts for the off-season

Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.