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Yes, stump removal is worth the investment. It costs an average of $400 to remove a stump, but you will likely avoid other more expensive issues, such as termite and carpenter ant infestations, which can cost upward of $1,500 to treat professionally. If termites or ants attack the rotting stump—and they likely will—they could move to your primary structure after the stump is consumed. So, you could incur structural damage to your home as a result, which is even more costly and potentially dangerous.

If the tree is very small—under 4 or 5 inches in diameter—and you’re experienced handling a chainsaw, you may be able to cut down the tree on your own, provided there’s plenty of room for it to fall. 

However, felling even small trees can be dangerous, and it’s always advisable to have a spotter on hand. This will help make sure the tree doesn’t fall the wrong way or that branches aren’t about to fall on you while you’re working.

Using a drill to bore holes in the stump's center speeds up the process, whatever method you use. If you don’t have a drill, you can still chainsaw or chisel the stump to make it hollow; it will just take more elbow grease and time. Steer clear of burning the stump to hollow it if you can’t drill some holes in it first. Otherwise, getting it to light, stay lit, and burn right through will be a challenge.

Stump removal costs an average of $400, and prices typically fluctuate between $200 and $600. The size of your tree stump is the most significant cost factor to consider, but the method of removal, the type of tree, and the stump’s location all play a role. Chemical rotting is the most affordable method, while stump grinding and manual removal are more expensive but significantly faster. Hardwood tree stumps will cost more to remove because they’re more challenging than other varieties, and close proximity to fences or your home can drive up the cost.