Does homeowners insurance cover a water heater?

• <div><p>Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.</p></div>

Get matched with top water heater pros in Bancroft, IA

Q: Can you use a boiler and a water heater interchangeably?

• <div><p>No. Boilers and water heaters are not interchangeable because they serve different purposes. A water heater will never be able to supply warm water or steam for your central heating system. In most homes, a boiler and a water heater may be combined to provide heating and daily use of hot water. Other homes may opt for a furnace over a boiler for their heating needs.</p></div>

Q: Is a tankless water heater better than a storage tank water heater?

• <div><p>Tankless water heaters are more expensive than those with a storage tank, but they come with some impressive benefits that most homeowners find worth the higher investment. Most importantly, they provide unlimited hot water, so you&rsquo;ll never run out like you would with a storage tank. Tankless heaters are also more efficient, so comparing gallon-for-gallon, you&rsquo;ll spend less on hot water with a tankless heater. Tankless water heaters are also smaller, require less maintenance, and tend to last longer than storage tank water heaters.</p></div>

Q: Do you have to replace expansion tanks at the same time as your hot water heater?

• <div><p>You don&rsquo;t have to replace expansion tanks at the same time as your hot water heater. You may be able to go six to 12 years or more before needing to replace your expansion tank. At <b>$150 to $450</b>, hot water heater expansion tanks are usually much more affordable than the <a href="https://www.angi.com/articles/how-much-does-water-heater-installation-cost.htm">cost of hot water tanks</a> themselves, which average about $1,190.</p></div>

Q: What adds more value: a heat pump or gas water heater?

• <div><p>While heat pump water heaters are more expensive than gas-powered water heaters, the ROI is higher for heat pump units. Not only are heat pump water heaters more energy efficient, meaning immediate savings on your energy bill, but they also last longer than traditional gas versions, meaning you won't have to buy them as often.</p></div>

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Verified Reviews for Water Heater Service pros in Bancroft, IA

*The Angi rating for Water Heater Service companies in Bancroft, IA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

*The HomeAdvisor rating for Water Heater Service companies in Bancroft, IA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

Last update on November 18, 2025

Reviewed in May 2019
D & E did the fill dirt around our house to help with the water issues in our basement. They did an amazing job and it was very affordable.
D AND E OUTSIDE SERVICES, LLC
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Reviewed in September 2016
Excellent! The problem was solved with the diagnosis from Neighbors.I had been having problems with drains in one of my rental homes. I was in New York when it happened. Water was coming down through the ceiling and into the basement. I asked neighbors to come and help diagnose the problem and...
Neighbors Heating Cooling Plumbing & Geothermal
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Reviewed in July 2013
I had gone without water for two weeks, because the plumbers' businesses in my county did not come when they promised, nor would they return calls, nor say why they didn't want the job, nor give any other professional response. But Mike came within hours of my call, from the next county over. ...
Mike's Plumbing and Pump Service
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Reviewed in June 2013
Mike arrived right on time and got started after introductions. He did a thorough job inspecting both buildings for a very reasonable price. He climbed up on the roofs of both inspected gutter chimneys, then around both foundations. Then inside checking both furnaces and AC units. Windows,...
The BrickKicker
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Reviewed in March 2013
The water softener doesn't work as well as the softener that we replaced. Service provided to fix the problem is not acceptable. We are going to replace this softener with a different brand from a different company.
Culligan Water of Atlantic
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Reviewed in March 2013
The water faucet leaked water because the seal did not fit the openings in our sink correctly. They came back and sealed it with calk. I could have easily done that myself. I paid for and expected a professional installation job. What I got was a sloppy quick fix. I have now replace the...
MASKER PLUMBING & HEATING
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Reviewed in February 2012
Kevin and Nate first pre-plumbed our drains and well runs before the concrete floor was poured and as soon as the inside was ready for the rough in they came back and worked with us on the locations of everything and talked us through what they would be doing and when. We felt totally...
City Plumbing
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Reviewed in February 2009
Mark the manager and Dave the Mechanic are wonders. They are two honest men. "Only what you need...at a price guaranteed," isn't just a sales come-on. They live by that motto. Dave said, "I've had some success draining/flushing heater cores before. I can't be sure of the results unless I try....
EXHAUST PROS
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Find Water heater pros in Bancroft

Engineered Farm Drainage

New on AngiNew on Angi

•Approved Pro

Engineered Farm Drainage

New on AngiNew on Angi

•Approved Pro

24 local quotes requested

5 years of experience

We pride our company on reliability, great communication, integrity, and quality work. We are experts in our trade and will do our best to keep you as educated as we can on your particular task or project. We look forward to earning your business! Book with us online or feel free to give us a call today!

Neli Virtual Appliance Repair

Neli Virtual Appliance Repair

Customers say: Super punctual

30437 local quotes requested

9 years of experience

NEW! Appliance Consultation – Just $35 Get expert advice before you spend on repairs or replacements. A Neli technician will evaluate your issue and help you decide if your appliance can be fixed—or if it’s time for a new one. Virtual Appliance Diagnosis and Repair - Just $45 Service Description: Diagnose or repair your appliance virtually—no need for anyone to enter your home. Neli’s certified technicians guide you step-by-step via secure video chat. How It Works: Book online at nelihome.com or call 833-876-0900 Connect with a tech through our video platform Diagnose or fix the issue in real time Get expert advice and confidence in your next steps What’s Included: Real-time video guidance from a certified technician Diagnosis of the issue OR full repair (when possible) Step-by-step guidance using your smartphone or tablet Safe, contact-free service - no one in your home Flexible scheduling—appointments available daily Perfect For: Appliance fixes HVAC troubleshooting DIY-savvy homeowners Saving time and money on service calls

"Super helpful"

Michele H on November 2025

"Super helpful"

Michele H on November 2025

Comfortec Heating Cooling & Plumbing Inc

No reviews yet

Comfortec Heating Cooling & Plumbing Inc

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Free onsite estimate

At Comfortec we are honored to work for you. When you invite a Comfortec employee into your Northwest Iowa home we will be on time, courteous and professional. Our technicians use carpet mask, protective shoe covers, and drop cloths to prevent your home from having damages caused by our service.

Krell Distributing Co Inc

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Krell Distributing Co Inc

No reviews yet

53 years of experience

Additional DBA - Krell Industries. Family owned & operated. Nationwide service.

Solar Wolf Energy

2.00(

)

Solar Wolf Energy

2.00(

)

10 years of experience

Solar Wolf is a full service solar company with a great reputation and an old world belief to our customers. To under-promise and over-deliver, period. We have 18 years experience in construction, remodeling, roofing, solar water heaters, solar pv systems, battery back-up systems and much more. See what Solar Wolf Energy can do for you!

FIX-A-LOT Handyman Service

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FIX-A-LOT Handyman Service

No reviews yet

14 years of experience

Flexible hours to fit your needs. Free estimates. Reliable, professional, insured.

H1H2O Sewer & Drain Cleaning

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H1H2O Sewer & Drain Cleaning

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Terry has been providing the great people of Ottumwa, Oskaloosa, Pella, and the surrounding communities unparalleled service for the last 16 years. Terry not only provides service to residential and commercial customers, he is also the one plumbers call to get the job done. H1H2O Sewer & Drain Cleaning Service is has the lowest prices around. Contact Terry for the following: •Drain Cleaning •Sewer Cleaning •Minor Plumbing •Flooded Basements •Bathroom Drain Clearing • Kitchen sinks unclogged •Toilets and Tubs unclogged •Septic Tank Line Cleaning •Residential •Commercial H1H2O Sewer & Drain Cleaning Service is a locally owned and operated business. Call today for prompt and reliable service! Drain Cleaning Sewer Cleaning Minor Plumbing Basements pumped out Bathroom Drain Clearing Bathroom and Kitchen sinks unclogged Toilets and Tubs unclogged Residential Commercial Ottumwa, Iowa, Oskaloosa, Iowa, Pella, Iowa, Fairfield, Iowa.

Eledge Plumbing

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Eledge Plumbing

No reviews yet

Free onsite estimate

Business CategoryPlumbing Contractors, Plumbers - Commercial, Plumbing - Renovation & Repair, Plumbing Drains & Sewer Cleaning, Water Heaters - Repairing, In-floor Heating, Water Heater - Tankless, Water Heaters - Parts & Supplies Products & Services.This company provides residential and light commercial plumbing contractor services including drain line replacements, water heater repairs, reverse osmosis filters and plumbing repairs. They also offer in-floor heating services. - Radon testing and Mitigation

K&C ELEC-PLMB-HVAC,INC.

2.50(

)

K&C ELEC-PLMB-HVAC,INC.

2.50(

)

Customers say: Terrific value

58 years of experience

45 YEARS RESIDENTIAL AND COMMERCIAL CONTRACTING - LICENSED,INSURED AND BONDABLE- CUSTOMER SATISFACTION GUARENTEED - EMERGENCY SERVICE 24 HOUR 7 DAYS A WEEK -

Kenco Construction LLC

No reviews yet

Kenco Construction LLC

No reviews yet

42 years of experience

Ken Co Construction is a women owned construction service with 30 years of experience. We offer quality services that will stand the test of time, including new construction and remodeling work for both residential and commercial structures. We are also experienced working with air conditioning, electrical, plumbing and general contracting projects. At Ken Co, we are not only concerned with budgets and schedules; we also take pride in our superior craftsmanship, commitment to excellence and dedication to customer satisfaction. US Federal Contractor Registration DUNS: 030713116 CAGE: 643P6 Woman Owned Small Business Current in CCR and ORCA 236115 - New Single-Family Housing Construction (except Operative Builders) 236116 - New Multifamily Housing Construction (except Operative Builders) 236117 - New Housing Operative Builders 236118 - Residential Remodelers 238210 - Electrical Contractors and Other Wiring Installation Contractors 238220 - Plumbing, Heating, and Air-Conditioning Contractors

Showing 1-10 of 21

Water Heaters questions, answered by experts

No. Boilers and water heaters are not interchangeable because they serve different purposes. A water heater will never be able to supply warm water or steam for your central heating system. In most homes, a boiler and a water heater may be combined to provide heating and daily use of hot water. Other homes may opt for a furnace over a boiler for their heating needs.

Tankless water heaters are more expensive than those with a storage tank, but they come with some impressive benefits that most homeowners find worth the higher investment. Most importantly, they provide unlimited hot water, so you’ll never run out like you would with a storage tank. Tankless heaters are also more efficient, so comparing gallon-for-gallon, you’ll spend less on hot water with a tankless heater. Tankless water heaters are also smaller, require less maintenance, and tend to last longer than storage tank water heaters.

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

You don’t have to replace expansion tanks at the same time as your hot water heater. You may be able to go six to 12 years or more before needing to replace your expansion tank. At $150 to $450, hot water heater expansion tanks are usually much more affordable than the cost of hot water tanks themselves, which average about $1,190.

While heat pump water heaters are more expensive than gas-powered water heaters, the ROI is higher for heat pump units. Not only are heat pump water heaters more energy efficient, meaning immediate savings on your energy bill, but they also last longer than traditional gas versions, meaning you won't have to buy them as often.

The Bancroft, IA homeowners’ guide to water heater services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Scott Dylan Westerlund
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May 28, 2025May 28, 2025
How Much Does a Water Heater Gas Valve Replacement Cost? [2025 Data]
Learn about the different factors that go into water heater gas valve replacement costs to see if you should DIY the project or call a pro.
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•
Oct 20, 2025Oct 20, 2025
How Much Does Tankless Water Heater Repair Cost? [2025 Data]
Find out the average tankless water heater repair cost, what impacts pricing, and how to save. Get expert tips to plan your repair budget with confidence.
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•
May 29, 2025May 29, 2025
How Much Does a Water Heater Expansion Tank Cost? [2025 Data]
Wondering how much a water heater expansion tank costs? Use this cost guide to get an accurate estimate and learn how to choose the right one for your home.
C.E. Larusso
•
Apr 18, 2025Apr 18, 2025
How Long Do Water Heaters Last?
The average lifespan of water heaters is 6 to 15 years for conventional models and up to 20 for tankless ones, but it can be less if they are not properly maintained.
Audrey Bruno
•
Apr 2, 2025Apr 2, 2025
Water Heater Expansion Tank Installation Diagram: How It Works
Water heater tank expansion installation diagrams can be helpful to have on hand whether you’re replacing an old unit or installing a new one.
Taylor Sansano
•
Oct 27, 2025Oct 27, 2025
Water Heater Frozen? How to Defrost a Water Heater
Worried your water heater might freeze this winter? Learn to spot the warning signs and how to safely thaw your tank or tankless system out if necessary.