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Chimney Repair questions, answered by experts

There are advantages and disadvantages to metal roofs in cold climates. Metal roofing stands up extremely well to harsh winters as long as it is properly insulated. Snow and ice slide right off residential metal roofs, preventing the formation of ice dams; but because of this, they may require snow guards, which prevent the ice and snow that slide off a roof from causing a sort of "mini avalanche" that can damage property and people below.

While there are many benefits to installing a metal roof on your home, there are some downsides, too. Zinc roofs, in particular, are susceptible to corrosion from overly salty air directly near coastal areas. Another potential downside of zinc roofing is that it must be allowed to expand and contract with the weather. This means special attention is necessary to how it's fastened to the home to avoid issues. 

Repairs typically take 1-2 days, though extensive damage or structural work can extend project timelines.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

Like any housing material, metal roofs have a unique list of pros and cons. On the cons side, metal roofs can suffer from expansion and contraction, which requires more attention to proper installation than for other roofing types. Also, the higher cost of metal roof installations is a barrier to some homeowners on a budget.

The Paia, HI homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.