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Last update on October 30, 2024

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Fencing questions, answered by experts

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

The most durable metal for a fence is wrought iron. With proper care, a wrought iron fence can last for centuries. This means regular resealing to stave off rust and corrosion, especially in coastal climates with salty sea air. In these environments, chain link and corrugated fencing tend to stand up better to the elements with fewer maintenance needs.

Your wooden gate post hole should be a third to a half of the height of the post. Also, note that the diameter of the post hole should be three times the diameter of the post. You should set the post in concrete to ensure a long-lasting and durable post that will withstand the test of time.

When deciding to replace or repair your existing fence, consider the 20% rule that fence builders reference. This rule states that if more than 20% of your fence needs repair, you should skip the repair and replace it. Additionally, if your fence is nearing the end of its life, it's often best to replace it.

Repairing the fence is a good option when you have minimal damage or damage from a specific event versus wear and tear. Your fence repair professional can assess the damage and compare the repair price with the cost of a new fence.

Concrete is one of the easiest, most cost-efficient, and most effective ways to stabilize a fence post. To stabilize a fence post with concrete, you’ll dig a hole around the post in question and fill it up with concrete—easy as that. Concrete lasts about 50 years on average, so it’s a long-term solution.

The Kualapuu, HI homeowners’ guide to fencing services

From average costs to expert advice, get all the answers you need to get your job done.

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