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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

All fences offer some degree of privacy, but standard perimeter fences may not be designed with that in mind. Dedicated privacy fences, however, tend to enclose smaller areas and feature more high-end materials that truly emphasize seclusion and comfort. Additionally, privacy fences typically offer fewer gaps to peek in through than standard fences, though you can likely adjust that to suit your preferences. 

Lattice should not touch the ground, as it creates a possibility for rot and a termite infestation. It’s best to leave a gap of 3 or 4 inches at the bottom for airflow and to keep the wood dry. You can add stones, bricks, or other decorative pieces to conceal the bottom of the lattice if desired.

A bamboo fence can last up to 20 years when properly installed and maintained. Bamboo is a durable material, but to get the most life out of it, you should clean and seal the fence every few years. Staining the bamboo can also restore the appearance if the color fades over time. Use screws to fasten the bamboo, rather than twine, to ensure the bamboo fence stays together longer.