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It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

It’s not always easy to tell when a tree is dying, although signs like dropping branches and brittle bark can sometimes offer clues. It can also be difficult to know whether a tree is dead or dormant, especially if it’s a deciduous tree. You’ll want to wait until a growth season to get a good idea of a tree’s health. When in doubt, contact an arborist for a consultation.

You’ll want to have your palm trees trimmed during the spring, ideally in May, before hurricane season sets in, which generally takes place during the late summer. Palm trees grow fastest over the summer months. You’ll also want to trim your palm trees when you notice:

• Brown fronds 

• Dry leaves

• Flower pods

• Fruit

• Fronds overgrown in power lines

• Frond encroaching upon your neighbor’s home or yard 

• Visible damage from a storm

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.