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Mineral wool wraps are the most affordable and effective insulation for crawl space ducts. They are easy to cut, last for a long time, and healthier for humans. Meanwhile, fiberglass wraps are cheaper but more hazardous and difficult to handle. If you do choose to use a fiberglass wrap, make sure you are wearing long sleeves and wear proper protective gear.

It's essential to use insulation materials specifically designed for air ducts. Common types of duct insulation materials include fiberglass, foam board, and reflective foil. These insulation materials have the right properties to withstand the temperature and airflow conditions within the ductwork. Using the appropriate insulation not only ensures efficient temperature control but also prevents potential safety hazards or the release of harmful particles into the air.

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.

Fiberglass is the best insulation for HVAC ducting because it's inexpensive, widely available, versatile, and long-lasting. Fiberglass also offers acoustic insulation in addition to thermal insulation, which can contribute to a more peaceful home environment. You can use other materials like mineral wool, but fiberglass is the industry standard.