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Avatar for SCCI, Inc.
SCCI, Inc.
5.0(
7
)
Find a Custom Home Builder

Serving O Brien, FL and surrounding areas

In business since 1983

Free estimates

"Mr Ronnie Edenfield and SCCI presented a quality built home which we took ownership of nearly 2years ago. Weâ ve received many favorable comments from bankers, county inspectors/appraisers , business associates, friends and family about the layout and quality of workmanship in our home. Very pleased with total results of all aspects of building process and ownership."
Cm Front
CM Front 2
CM Front
CM Kitchen
CM Living Room

+20

Response time30 mins
Response rate100%
Recommended by100%of homeowners
Avatar for Larry Belanger's Repair Service, LLC
Larry Belanger's Repair Service, LLC
4.1(
9
)
Shelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 1996

Free estimates

Emergency services offered

"They have done several jobs for me. They were able fix my front screen porch, replaced some sink faucets, did some wood floor work, and fixed a couple leaks on my roof. Their prices are very reasonable and I would hire them again."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+56

Recommended by87%of homeowners
Shillem Specialties Inc
4.7(
13
)
Shelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"Shillem Specialities replaced and repaired Cypress lap siding, replaced rotten wood, thoroughly cleaned and prepped my home and then professionally painted my home. Shillem Specialities lived up to what they promised to do plus more. I received professional service and quality work . They were in honest in their dealings with me by repairing what could be repaired and then replacing siding and other wood that was beyond repair. The paint job on my house compares to other professional painters at a much more affordable price. I could not be happier with the job they did for me. I will use them for all my home repairs and remodeling projects.
"
Side View
Front View
Entry Door
Aluminum Roof System
Before

+15

Recommended by100%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.8(
57
)
Find a Custom Home Builder

Serving O Brien, FL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"The contracted the work off to a third party. Jon took longer than expected. The windows was installed pretty good from the looks. Communication could have been better with knowing the job will take longer and what types of trims I wanted for the windows. As the contractor that was hired for this job by this company. Did a good job with putting up decent trim. As for the new windows they look great. I purchased the myself and hired sentri homes to install them. I will need to have a my siding on my house redone to be closer to the new windows so the gaps are not so obvious. That was not expected at first. But from old storm windows and not knowing how they were put in originally. There was some unknown things that was learned from the job being completed. I will have the siding of the house slightly done to match really good for what I wanted later on. My only concern is better communication with sentri homes. Overall they were great when I did talk to them."
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Green homes are often more expensive to build, averaging around $200 per square foot compared to the $150 per square foot you’d spend to build a standard home. However, green homes can save you money on your utility bills by consuming less energy or creating energy using solar panels or wind turbines on-site. They’re more expensive to build, but they often end up costing less in the long run.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

The O Brien, FL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.