Best home builders near O Brien, FL

Q: What are the disadvantages of building a house?

• <div><p>Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes. </p></div>

Q: How can you finance new construction?

• <div><p>Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:</p><ul><li><p><b>Construction-to-Permanent Loan:</b> This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.</p></li><li><p><b>Construction Loan (Stand-Alone):</b> This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.</p></li><li><p><b>Builder Financing:</b> Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.</p></li><li><p><b>Bridge Loan:</b> This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.</p></li><li><p><b>Home Equity Options:</b> If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.</p></li></ul><p>It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.</p></div>

Q: Are modular homes worth it?

• <div><p><a href="https://www.angi.com/articles/custom-modular-homes-offer-more-options.htm">Modular homes</a> can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they&rsquo;re mass-manufactured and then assembled on-site or delivered mostly assembled. If they&rsquo;re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.</p></div>

Q: Are prefabricated homes worth it?

• <div><p>Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.</p></div>

Q: What is the most expensive phase of building a house?

• <div><p>Framing is often the most expensive phase of building a house because it&rsquo;s time-consuming and requires a lot of materials. It costs between <b>$20,000 and $50,000</b> on average, depending on materials and labor costs. Before construction begins, it&rsquo;s possible that purchasing land is the priciest step in the process. Some plots of land sell for <b>$3,000,</b> while others cost upwards of <b>$150,000</b>. </p></div>

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Verified Reviews for Home Building pros in O Brien, FL

*The Angi rating for Home Building companies in O Brien, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

*The HomeAdvisor rating for Home Building companies in O Brien, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

Last update on February 04, 2026

Reviewed in February 2026
I had sagging floors in my home and I hired Solid Foundations for the repairs. They did an amazing job from the evaluator to the crew. I was informed about everything through every step of the process. The crew arrived on time and fixed my crawlspace and I haven?t had a single issue since.
Solid Foundations
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Reviewed in June 2025
Jonathan and Taylor showed up as scheduled and were quickly at work fixing the foundation issues at hand. Polite and knowledgeable, they answered every question we had about the process. The job took two full days and they both worked late into the day to make sure the job was complete. Upon...
Alpha Foundations
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Reviewed in December 2024
The work that Jeff and Matt do is always great they work well together and pay attention to details. I will always use them for home repair and tree work. Jeff can limb and cut trees. I’ve used his skills for about eight years now. I recommend them for quality, their honesty, work ethic and fair...
JOAT home services
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Reviewed in July 2022
The owner presents himself as down-to-earth and very skilled and knowledgeable. We hired him to remodel our mobile home. Gave him a $1,000.00 downpayment to get started and never saw him again. Once you put money into his hands he does not fulfill his obligations. He stops working, makes excuses...
Blu Collar Inspirations, LLC
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Reviewed in April 2022
Gerald Kelso responded quickly with a phone call to my search for a drywall specialist and was physically present within an hour afterwards to discuss the work to be done and offer a simple, clear written estimate, He was knowledgeable, courteous, and worked with me to make sure that the job...
Gerald Kelsoe Contracting, LLC
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Reviewed in March 2022
Josh at JN Construction was great to work with, my wife and I had him demo an old building on our property and remove a few trees. We would definitely use in the future.
JN CONSTRUCTION LLC
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Reviewed in October 2021
What a chauvinistic company!!! I was refused a quote on a whole home for windows because my husband was not going to be present for the quote!!! ***!!! I've been in construction for over 25 years and my father specialized in windows and sliding glass doors for over 40 years. I know exactly what...
Morgan Exteriors of Tampa
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Reviewed in July 2020
The install was quick, efficient and professional. Jennifer and Nathan did a beautiful job for us and we would recommend them and this Company to anyone looking to install a new Shower. Thank you West Shore Homes.
West Shore Home Indianapolis
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Reviewed in November 2019
We love our home. As with anything, it takes a little time to make a good thing happen. Our house is exactly what we wanted. Thank you Bill and Walter Family Homes.
Walter Family Homes, LLC
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Reviewed in April 2019
Extremely professional, courteous, timely and neat. Alex painted our entire retail building and it looks beautiful! We will use him again and highly recommend him.
Transparent- CS, LLC
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Top-Rated Home builders in O Brien - Updated Nov 2026

SCCI, Inc.

5.0(

)

Find a Custom Home Builder

Serving O Brien, FL and surrounding areas

In business since 1983

Free estimates

"Mr Ronnie Edenfield and SCCI presented a quality built home which we took ownership of nearly 2years ago. Weâ ve received many favorable comments from bankers, county inspectors/appraisers , business associates, friends and family about the layout and quality of workmanship in our home. Very pleased with total results of all aspects of building process and ownership."

+20

Response time30 mins

Response rate100%

Recommended by100%of homeowners

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Sears Home Improvement Products

3.7(

1,712

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving O Brien, FL and surrounding areas

In business since 1886

Free estimates

Credit card accepted

"We had a maintenance contract with Sears Home Improvement. I would give them top grades. I will use them again."

Recommended by74%of homeowners

Find a Custom Home BuilderFind a Modular Home Builder

Serving O Brien, FL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Excellent new home warrenty insurnace"

Recommended by81%of homeowners

Find a Custom Home BuilderFind a Modular Home Builder

Serving O Brien, FL and surrounding areas

Free estimates

Emergency services offered

"Josh at JN Construction was great to work with, my wife and I had him demo an old building on our property and remove a few trees. We would definitely use in the future."

Recommended by100%of homeowners

Shelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 1983

Free estimates

Emergency services offered

"Melanie stayed in touch wonderfully. It took a little longer than expected but it was worth it. I love my new fence as do the dogs!!"

Recommended by95%of homeowners

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American Home Shield – Home Warranty

3.5(

5,689

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving O Brien, FL and surrounding areas

In business since 1971

Credit card accepted

"They take money on muy account for my home warranty service, and they are very responsive, and very reliable. They send Repair companies to my house for repairs and services."

Recommended by65%of homeowners

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Larry Belanger's Repair Service, LLC

4.1(

)

Shelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 1996

Free estimates

Emergency services offered

"They have done several jobs for me. They were able fix my front screen porch, replaced some sink faucets, did some wood floor work, and fixed a couple leaks on my roof. Their prices are very reasonable and I would hire them again."

+56

Recommended by87%of homeowners

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The Good Guys Construction LLC

4.0(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 2008

Free estimates

Emergency services offered

"Did a great job for a fair price on a bath remodel for me."

Recommended by100%of homeowners

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Shillem Specialties Inc

4.7(

)

Shelter or Outbuilding - Build

Serving O Brien, FL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"Shillem Specialities replaced and repaired Cypress lap siding, replaced rotten wood, thoroughly cleaned and prepped my home and then professionally painted my home. Shillem Specialities lived up to what they promised to do plus more. I received professional service and quality work . They were in honest in their dealings with me by repairing what could be repaired and then replacing siding and other wood that was beyond repair. The paint job on my house compares to other professional painters at a much more affordable price. I could not be happier with the job they did for me. I will use them for all my home repairs and remodeling projects.
"

+15

Recommended by100%of homeowners

Find a Custom Home Builder

Serving O Brien, FL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."

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Home Building FAQs, answered by experts

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.
Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.
Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.
Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.
Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

The O Brien, FL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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