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In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

You could be smelling sewer gas in your kitchen because of a dry P-trap, clogged vent pipe, or leaking plumbing seals. If you smell a rotten egg odor, check your sink’s P-trap and plumbing connections first. A clogged or damaged vent pipe can trap sewer gas and push it back into your kitchen through the plumbing pipes. Loose or deteriorated seals around drainpipes can also allow sewer gas to leak out. If you can’t find the source, call a local plumber for expert help.

Main sewer lines can clog for several reasons. For example, if you regularly dump oil or grease down your drain, it could eventually block your line. Sometimes, tree roots can penetrate and grow inside old sewer pipes, creating a major blockage. Flushing bulky items (like paper towels, diapers, or baby wipes) can also clog your plumbing system.

No, you should not see water in a sewer cleanout. If you do, it could indicate that you have a block or leak in your main sewer line—which can cause sewage to back up inside your home and potentially flood your yard. Your best bet is to call a local sewer cleaner if you notice any water or sewage around your cleanout.