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Insulation questions, answered by experts

All garage doors, particularly newly installed models, add value to your home. Higher-quality and higher-priced doors increase the ROI, so a well-insulated custom garage door increases the value of your home more than a poorly-insulated stock model. Updating a garage door boasts the second-highest home improvement ROI, at nearly 95%.

It is usually possible to install insulation yourself, but it’s often better to hire an insulation professional. An experienced insulation pro can determine which type of insulation is best for your space and the R-value get the most value and comfort in your home. Certain types of insulation can cause skin, eye, and lung irritation, and a professional will have the equipment necessary to keep themselves safe and limit the effect on your indoor air quality after the installation. Certain types of insulation—like blown-in and loose-fill insulation—demand a professional for proper functionality and safe installation.

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

You do not always need to remove old insulation before adding new. If the existing insulation is in good condition—not wet, physically damaged, moldy, or infested with pests—you can add new insulation directly on top of it for a compounding effect. You can also mix different types, such as adding blown-in insulation around existing fiberglass batts.

However, removal is recommended if the old insulation is compromised by water damage or pests. You should also remove it if you plan to install a different type of insulation, like switching from roll or batt insulation to spray foam. If the existing insulation is very old or damaged, you will likely get more benefit from removing it and starting fresh.

If you’re a savvy DIYer around the house, own the basic tools, and have enough time on your hands, you can definitely install fiberglass insulation yourself. Doing the work yourself will certainly keep overall insulation costs down. However, if you’re not confident in your handy skills around the house, call in a professional.

The Somers, CT homeowners’ guide to insulation services

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