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Avatar for Katherine Yellen Appraisal Associates
Katherine Yellen Appraisal Associates
5.0(
1
)
Appraisal - General

Serving Ledyard, CT and surrounding areas

In business since 2000

Offers commercial services

"We used her for an estate tax appraisal. She also does Tangible Personal Property Appraisals. Quick, personable, accurate and knowledge. She has it all. We are a law firm, and she is our GO TO person."
Pietra Dura Marble Picture after Edouard Manet
Recommended by100%of homeowners
A. DeMello Gemological Laboratory
New to Angi
Appraisal - General

Serving Ledyard, CT and surrounding areas

In business since 1983

Credit card accepted

Offers commercial services

A. DeMello Gemological Laboratory specializes in jewelry, diamond, and fine collectible appraisals as well as china, sterling silver flatware, holloware and fine art pieces.\nArthur DeMello is the principal appraiser holding a BA from Berkley College and a GG (Graduate Gemologist) from (GIA). Art has 23 years as the business president. Clients include many home owners, jewelers: Shreve Crump & Low, Bailey Banks and Biddle, Reed & Barton, The Commonwealth of Massachusetts, Boston Police, US. Dept. of Justice, The FBI, Bank of America, Smith Barney, The New England Patriots, The Boston Red Sox and many others. Appraisals are done for insurance, estate liquidation, collateral loans, and many other purposes while you wait at your home or at our 36 offices located throughout the northeast states. Please call Art today to get your appraisals done in the most timely and professional manner!

Response time50 mins
Response rate100%
Antiques and Jewelry Appraisals questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The Ledyard, CT homeowners’ guide to antique and jewelry appraisals

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