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The best way to save money on HVAC repairs is by regularly having your system inspected and maintained. This can prevent bigger problems and costly repairs and replacements in the future. It’s also smart to buy quality equipment and hire companies that provide warranties on equipment and labor. If you need repairs, you may be able to save money by cashing in on rebates and incentives or keeping the area around your HVAC unit clear to shorten the time your contractor needs to spend in your home.

As a general rule, HVAC air filters should be replaced every one to three months (or every 90 days). However, the ideal frequency depends on several factors, including the filter type and your home's environment. For instance, if you use thinner filters (1-2 inches deep), have pets, have household members with allergies, smoke indoors, or frequently keep windows open, you may need to change the filter as often as once a month. It's best to follow the manufacturer's recommendation as a guideline and visually inspect the filter monthly to see if it's dirty. Regular filter changes are crucial for maintaining proper airflow, good indoor air quality, and efficient HVAC system operation.

Sometimes, you can clean an HVAC filter rather than replace it. If you have a washable filter, also known as a permanent or semi-permanent HVAC filter, wash the filter once per month. However, if you have filters that are not labeled as washable, do not attempt to clean them and reuse them. Many HVAC filters are disposable, and you’ll need to buy a whole new filter to replace dirty disposable filters.

Air filters with a MERV rating of 11 or higher need to be changed every three to six months. If your filters are incredibly strained because of environmental factors, such as living in a smoggy, pollen-rich area with a large household, you may need to change your filters every two months regardless of the MERV rating.