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With proper maintenance, a whole-house generator can last between 20 and 40 years. The specific lifespan depends on how often and for how long the generator is used, and some models may have their life expectancy rated in hours of operation. To maximize its lifespan, expect to spend around $150 to $300 per year for annual maintenance checks from a qualified technician. During these checks, a technician will inspect the engine filter, starting mechanism, fuel, lubrication, and coolant levels. Consulting your installer and choosing a low-impact fuel like natural gas or diesel can also help ensure your generator lasts as long as possible.

The cost to install a whole-house generator averages $5,200, with a typical price range of $1,500 to $8,900. However, total costs can vary from $400 for a small portable unit to over $18,000 for a large-capacity system. The most significant cost factor is the generator's size and capacity, but other variables include the brand, fuel type, and labor for assembly and installation.

Generator costs can be broken down by type:

• Portable or Emergency Backup Generators (1kW–7.5kW): $500 to $2,000

• Partial-Home Generators (9kW–20kW): $2,000 to $6,500

• Whole-House Generators (22kW–48kW): $5,000 to $18,000

To avoid paying for more power than you need, consider hiring an electrician to calculate the electrical load for your essential appliances. It is also recommended to get at least three quotes to find the best deal for your specific needs and budget.

Here’s what you can run with different wattages and types of generators:

Portable generator:

• 2,000 watts can handle a large appliance like a freezer or refrigerator, plus a few smaller items like phones or computer chargers. 

• 4,000 watts will keep two large appliances operating and a few smaller devices.

• 8,000 watts should power most essential appliances and other devices, including a sump pump, well pump, or your dishwasher.

Partial to whole-house generator:

• 20,000 watts and above will make it seem like your home’s power is still on.

An undersized whole-house generator has the potential to overheat and shut down when you try to run a central AC system. This scenario can not only damage the whole-house generator, but can also trip your home’s breakers or cause electrical damage. To avoid this situation, hire a local generator installer to correctly size your whole-house generator.