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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Glass block windows aren’t fire hazards; fire-rated glass block windows can increase your home’s fire safety. Modern glass blocks are made with materials that can resist high temperatures and prevent fire spread. Most offer a 45-minute fire rating, while some increase it to two hours. Compared to the typical 20 to 90 minute rating for a double-pane window, glass block can increase your home’s safety in the event of a fire.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

You should only use water to put out a fire in your fireplace in an emergency situation. Even then, it is better to use a fire extinguisher to put out a fire quickly. Make sure every room in your house that has a fireplace also has a fire extinguisher—and that everyone in your household knows how to use one.

No. Pellet stoves are specifically designed to burn manufactured wood or biomass pellets. Attempting to burn other materials, such as regular firewood or paper products, can damage the stove, compromise its efficiency, and even pose safety hazards due to inconsistent combustion and increased emissions. It's crucial to follow manufacturer guidelines and only use pellets that are specifically recommended for your pellet stove model to ensure safe and optimal performance over its life span.

The Jefferson, CO homeowners’ guide to fire pit installation services

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