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Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

A chimney liner is a good thing to invest in regardless of if you have issues or not. Chimney liners increase the safety of your fireplace. Without a chimney liner, the gasses that get emitted during burning could eventually damage the masonry and create a major fire hazard in your home.  

A fireplace can increase a home's value by as much as 12%, with some reports indicating that homes with fireplaces list for around 13% more than the median sale price. Fireplaces are both functional and aesthetically pleasing, adding a charm that many homebuyers find desirable. The actual return on investment depends on the fireplace's size, type, and material.

However, a fireplace can detract from a property's value if it is unusable, not up to code, or in need of immediate repairs. The type of fireplace also matters; custom electric fireplaces and inserts can add value, while freestanding units that can be removed have less impact.

You should clean the ashes from your wood stove at least once a week during the heating season to maintain efficiency and safety. Additionally, it's crucial to have a professional clean the chimney and flue annually to remove creosote buildup, which can pose a fire hazard and affect the stove's performance. Regular cleaning ensures optimal operation and reduces the risk of harmful emissions.