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Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

Chimneys should either be sealed or waterproofed, which is different from sealing off—closing at both ends—a chimney. Waterproofing and sealing are both crucial steps to take to prevent water damage and the chimney leaking inside the house. While waterproofing is more comprehensive, both help safeguard your chimney, extending its life span and preventing expensive repairs. 

Signs that your chimney may need to be replaced include visible damage like cracks in the structure, bricks, or mortar, as well as crumbling or flaking mortar and loose bricks. Leaks, dampness, discoloration, and efflorescence (a white, stain-like substance on the bricks) are also key indicators of water damage, which can compromise the chimney's safety. Addressing these problems is essential, as a chimney in this condition may be at risk of collapsing and causing major damage to your home. A full replacement costs about $10,000 on average, but can range from $3,100 to $15,400.

To ensure the safety and longevity of your pre-fabricated fireplace, perform regular maintenance. This includes regular cleaning, checking the unit for cracks, and ensuring the venting and ventilation systems are clear and functioning properly. Additionally, scheduling professional inspections helps ensure safe operation.