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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Whether you need a permit to build or install a fence depends on several factors, including your location, the fence's height, its placement in your yard, and the materials used. In many cities and highly populated areas, a permit is required, especially for fences taller than 6 feet. Conversely, rural areas may have fewer restrictions. Typically, backyard privacy fences 6 feet or shorter do not require a permit, while front yard fences often have a lower height limit, sometimes as low as 3.5 feet. There can also be exceptions for properties in mixed residential-commercial zones. It's best to check with your local building inspection or zoning department to understand the specific requirements, height restrictions, and location rules for your area. A professional fence installer can help you navigate this process and often secure the necessary permits for you, though this may extend the project timeline.

Removing fence posts that are set in concrete is something you can't do by hand. You will need an excavator, a strong post-puller, or a jackhammer. If you plan on recycling the concrete base, you may be able to cut the post out with a jackhammer and then set the new post in the existing base. However, it's usually better to remove both the fence post and concrete together. Due to the weight of concrete, you will need a hydraulic removal tool.

A board on board fence is more expensive than other types of privacy fences. That’s because these fences require overlapping boards, which drives up material and labor costs. On average, a board on board fence costs 30% more than an average wood fence.