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Structural insulated panels and rigid foam boards have the highest R-value of any insulation that contractors commonly use, with R-values reaching up to around 8.0. These types of insulation are best in extremely cold climates, but they’re generally preferred for new construction, as they can be challenging to retrofit. Blown-in and loose fill insulation provide the next best insulative value, provided the installation is done properly. It’s important to choose an insulation type that meets your needs based on climate, as maximizing R-value may not always be financially worthwhile if you live in a moderate climate.

In addition to adding insulation to your attic, you may want to add a radiant barrier. A radiant barrier works by using reflective material, such as foil, on the attic floor. As heat penetrates the roof and enters the attic, the radiant barrier reflects the heat upward and back through the roof. If you receive a lot of direct sunlight on the roof, using both a radiant barrier and insulation in your attic can provide significant benefits.

Monolithic slabs don’t require insulation, but many homeowners choose to have their contractors install insulation under the slab during construction. This can help improve home efficiency even more and keep indoor temperatures more stable. Slab foundations are more energy-efficient than uninsulated crawl spaces and basements, and insulated slab foundations are more energy-efficient than insulated crawl spaces and basements.

The life span of insulation is between 20 and 100 years. At that time, existing insulation can fall victim to gravity, resulting in compression, which reduces its insulating protection or R-value. If you can't simply add more insulation over the existing material, removing the old to increase the effectiveness of the new can reduce your energy bills and make the project worth the time and money investment.