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If you don't have hurricane shutters or impact-resistant windows, boarding up windows before a hurricane is worth it. According to the Federal Alliance for Safe Homes, protection is essential for all your home's entry points, including windows, doors, skylights, and garage doors.  

When windows break, wind enters your home, creating enough pressure that could cause the weakest part of your to rupture. Often, the weakest part is the roof, which can "pop" off of a home in a hurricane. The simple act of boarding up your windows can protect the structural integrity of your house.

In short, it depends. After 20 years, the glass in your windows is less energy efficient, which can cause increased electricity bills. You might also see signs of water damage or natural wear and tear over the years. However, with proper maintenance, some window frames can last up to 50 years, so you may only need to replace the glass to save on energy. 

At the same time, window replacement is a major investment, so replacing the glass in rooms most impacted by outdoor temperatures is one way to avoid going all-in to replace your windows.

There are many standard window sizes, and screens are sold in replacement rolls to accommodate those sizes. Some common standard window sizes include 2 feet wide by 3 feet tall, 2 feet wide by 4 feet, 4 inches tall, 2 feet, 8 inches wide by 4 feet tall, and 4 feet wide by 6 feet tall.

To keep cold out, look for treatments that sit close to the window frame and are made from thick, insulating materials. Thermal curtains, cellular shades, window quilts, and insulated shutters can all help retain heat. Layering window treatments, like pairing lined curtains with cellular shades, can provide even better insulation by further reducing drafts and heat transfer.