Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Should you ever pay more than the appraised value for a home?

• <div><p>Ideally, you&rsquo;d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you&rsquo;re buying in a hot market, overpaying for the home might be necessary to overcome the competition.</p></div>

Q: Will a tennis court affect my property taxes?

• <div><p>In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits&mdash;like for a foundation or fencing for a tennis court&mdash;then your property taxes will be affected. </p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

Q: Do foundation cracks affect your appraisal?

• <div><p>Foundation cracks won&rsquo;t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren&rsquo;t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.</p></div>

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Verified Reviews for Property Appraisal pros in Redway, CA

*The Angi rating for Property Appraisal companies in Redway, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Redway, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 31, 2025

Reviewed in May 2024
Fantastic service from a locally owned and operated Veteran-owned company. The knowledge that Anthony, Richard and Albert possess is extensive. We have been with T3 Mechanical since they opened their doors and I am honored to say weâ ve NEVER been let down. These guys have the best techs-...
T 3 Mechanical, LLC
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Reviewed in December 2020
Professional and friendly service at reasonable prices. Tommy does it all! He also graded my property with his tractor
Tommy Guns And Sons
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Reviewed in November 2020
We had a patio installed at our rental property late summer in Fredericksburg and they were very accommodating and helpful throughout the whole process. We were not in state and they made everything extremely easy and smooth throughout the whole process. Excellent communication! Highly recommend...
American Custom Concrete INC.
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Reviewed in April 2018
Terry was astounding at assisting me with this purchase. I had some specific wants from my new home, and she carefully steered me towards homes that met my criteria. Occasionally she probed to see what my limits were, and then she respectfully revised her searches for me. After a couple months...
Terry Diane Kinney, REALTOR
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Reviewed in April 2015
I had Mike do a lot of work, clearing out all my drains, pumping out my septic tank, and putting in a new leech field. It made for a big project, but Mike and his guys did a great job, My property has a lot of landscaping, and despite a substantial amount of digging with heavy equipment to put...
Mike The Plumber
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Reviewed in December 2013
A wonderful experience, I knew from the first time I spoke to Bruce on the phone, that this was going to be a good experience. Most window people in New Orleans won't even talk to you unless you need 5 windows. Bruce talked to me on the phone about my job, came out within a few days and...
Shutter Up
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Reviewed in March 2013
The plumber got there on time, which was a large issue, since the water was due to be shut off sometime that day. He introduced himself and asked me what the problem seemed to be. I told him that in two bathrooms we could not get any water to come out of the sinks and that there was an issue...
Ziemer Plumbing Inc
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Reviewed in March 2011
I bought this house in June. It is my first. The previous owners put in a sprinkler system right before closing, but then failed to provide me with any outline, manual, directions, etc. I had no idea about winterization. So, after this particularly wicked recent winter, it is no surprise...
ADVANCED IRRIGATION
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Reviewed in September 2008
Jim returned my phone call promptly. He was able to work around my busy schedule. The appraisal report looked great and was back within a week.
STERLING REAL ESTATE SERVICES INC
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Reviewed in September 2008
Linda returned my phone call quickly and was able to schedule within a week. She was also able to work around my schedule. The appraisal went smoothly and the report looked great. My only complaint is that it took about 10 days to get the report back, while the other appraisal we had done was...
MCCABE APPRAISAL SERVICES
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The Redway, CA homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

How to Increase Your Home Appraisal Value

Appraised vs. Market Value: What’s the Difference?

Who Pays For the Home Appraisal?

10 Factors That Can Hurt a Home Appraisal

How Do Appraisers Determine the Value of a Home?

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