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TRUSTED BY MORAGA, CA HOMEOWNERS

  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon17
    Verified property appraisals reviews

Top-Rated Property appraisers in Moraga - Updated Nov 2026

Elmer Gamoning
5.0(
12
)
Appraisal - Real Estate

Serving Moraga, CA and surrounding areas

Approved

In business since 2020

Free estimates

Warranties offered

"Elmer was very professional on my land appraisal. He made two trips to the planning department in order to determine the highest and best use of my land based on San Jose's zoning and building requirements. Elmer was very easy to contact by phone. He always answered his phone or readily called me back. I would gladly use him to do any future appraisals."
Response time4 hrs
Response rate92%
40 neighbors recently requested a quote
Avatar for Fleener Services
Fleener Services
5.0(
43
)
Appraisal - Real Estate

Serving Moraga, CA and surrounding areas

Approved

Super Service Award Winner

In business since 2010

Free estimates

Small jobs welcome

"He did a thorough and flawless job. Could not be happier. I own multiple properties and for this property got three appraisals and his was the most insightful by far."
Business Card
Response time8 hrs
Response rate100%
18 neighbors recently requested a quote
H T APPRAISAL
5.0(
1
)
Appraisal - Real Estate

Serving Moraga, CA and surrounding areas

Approved

In business since 1986

Free estimates

Emergency services offered

We invite you to experience a tradition of customer satisfaction that will exceed your greatest expectations. Our professionalism and quality workmanship will accurately reflect your taste and lifestyle. From conception to completion we work with you until the job is done. We thrive to take care of all of our clients unique needs. We are ethical, honest and easy to communicate with. Call us today you'll be pleased you did. Thank you\n

Response time2 hrs
Response rate93%
6 neighbors recently requested a quote
Horizon Appraisals
4.0(
43
)
Appraisal - Real Estate

Serving Moraga, CA and surrounding areas

In business since 2003

Free estimates

Credit card accepted

"Aaron responded immediately to my inquiry about an appraiser, we set a date and Aaron was both on time and very professional. He let me know when the appraisal would be ready and he produced a quality report with pictures, maps., and a detailed analysis. I would definitely recommend him to my friends."
Response time1 day
Response rate97%
Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

If installing board and batten fixes an issue with the home, it could increase the value, but it isn’t commonly installed for that purpose. Board and batten is an aesthetic choice and, like most aesthetic choices, will do little to raise your home’s value. That being said, certain design elements can help attract more buyers, even if your home’s price won’t see a noticeable bump. 

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The Moraga, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.