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Elmer Gamoning
5.0(
11
)

Serving Albany, CA and surrounding areas

Approved

In business since 2020

Free estimates

Customers say: Quick response

"Elmer was very professional on my land appraisal. He made two trips to the planning department in order to determine the highest and best use of my land based on San Jose's zoning and building requirements. Elmer was very easy to contact by phone. He always answered his phone or readily called me back. I would gladly use him to do any future appraisals."
Response time4 hrs
Response rate92%
13 neighbors recently requested a quote
Avatar for Fleener Services
Fleener Services
5.0(
38
)

Serving Albany, CA and surrounding areas

Approved

Super Service Award Winner

In business since 2010

Free estimates

Small jobs welcome

"Mr. Fleener provided us with the exact product that we requested, and appraisal report on property which is the subject of litigation, which he prepared after reviewing relevant records and driving by the property. He delivered the report a day early for the price of green. I would certainly recommend using Mr. Fleener's services."
Business Card
Response time8 hrs
Response rate100%
17 neighbors recently requested a quote
Avatar for Mission Group Appraisal
Mission Group Appraisal
5.0(
7
)

Serving Albany, CA and surrounding areas

Approved

In business since 2004

Free estimates

Credit card accepted

"Mr. Kabatznick performed an appraisal in a timely fashion and was very pleasant to work with. I would recommend him for future appraisals."
Response time7 hrs
Response rate91%
17 neighbors recently requested a quote
Showing 1-10 of 49
Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). 

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The Albany, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.