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TRUSTED BY CLAYTON, CA HOMEOWNERS

  • Average homeowner rating star icon4.9
    Average homeowner rating
  • Verified reviews icon36
    Verified property appraisals reviews

Find Property appraisers in Clayton

Avatar for Bay Area Real Estate Appraisals
Bay Area Real Estate Appraisals
4.9(
23
)
Appraisal - Real Estate

Serving Clayton, CA and surrounding areas

Approved

In business since 1994

Free estimates

Small jobs welcome

"Eric, is a consummate professional. Extensive knowledge of both the process and the market. Arrived on-time, delivered the report quickly and the appraised value was better than expected. Friendly, thorough and honest! I HIGHLY recommend his services!"
Response time1 day
Response rate94%
1 neighbors recently requested a quote
Elmer Gamoning
5.0(
12
)
Appraisal - Real Estate

Serving Clayton, CA and surrounding areas

Approved

In business since 2020

Free estimates

Customers say: Quick response

"Elmer did three separate property appraisals for estate settlement for me. He answered all my questions to my satisfaction .He was punctual in all our appointments. He gave me all the printed copies of the reports after he was done promptly. I would highly recommend him if you need property appraisals."
Response time4 hrs
Response rate92%
17 neighbors recently requested a quote
H T APPRAISAL
5.0(
1
)
Appraisal - Real Estate

Serving Clayton, CA and surrounding areas

Approved

In business since 1986

Free estimates

Emergency services offered

We invite you to experience a tradition of customer satisfaction that will exceed your greatest expectations. Our professionalism and quality workmanship will accurately reflect your taste and lifestyle. From conception to completion we work with you until the job is done. We thrive to take care of all of our clients unique needs. We are ethical, honest and easy to communicate with. Call us today you'll be pleased you did. Thank you\n

Response time2 hrs
Response rate93%
1 neighbors recently requested a quote
Horizon Appraisals
4.0(
43
)
Appraisal - Real Estate

Serving Clayton, CA and surrounding areas

In business since 2003

Free estimates

Credit card accepted

"Aaron responded immediately to my inquiry about an appraiser, we set a date and Aaron was both on time and very professional. He let me know when the appraisal would be ready and he produced a quality report with pictures, maps., and a detailed analysis. I would definitely recommend him to my friends."
Response time1 day
Response rate97%
Recommended by100%of homeowners
Showing 1-10 of 48
Property Appraiser questions, answered by experts

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Clayton, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.