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Avatar for Omac Mortgages

Omac Mortgages

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Omac Mortgages

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Free onsite estimate

Omac Mortgages is a best mortgage broker in California assuring best mortgage rates and fast closings. Being a Renowned Mortgage Lender in CA Customer satisfaction is our utmost priority and Omac offers you the best Mortgage Services like : a) Purchasing a New Home b) Refinance c) Renewal d) Home Loans e) Special Program for first time home buyers As we hold up a experience of 22 years in the mortgage industry so Get in Touch with The Omac Mortgages Today fro the Free Mortgage Consultation.

Omac Mortgages is a best mortgage broker in California assuring best mortgage rates and fast closings. Being a Renowned Mortgage Lender in CA Customer satisfaction is our utmost priority and Omac offers you the best Mortgage Services like : a) Purchasing a New Home b) Refinance c) Renewal d) Home Loans e) Special Program for first time home buyers As we hold up a experience of 22 years in the mortgage industry so Get in Touch with The Omac Mortgages Today fro the Free Mortgage Consultation.


Avatar for Katelin Caris- Loan Officer

Katelin Caris- Loan Officer

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Katelin Caris- Loan Officer

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9 years of experience

Finding the right home loan for your specific needs, as your personal mortgage shopper and expert. If every life is different, why should consumers be limited to the same loan programs? Working for a mortgage broker allows me to provide better rates, lower fees, and more loan programs for you. Specializing in creative financing, I am able to provide out-of-the-box solutions to your unique situation.

Finding the right home loan for your specific needs, as your personal mortgage shopper and expert. If every life is different, why should consumers be limited to the same loan programs? Working for a mortgage broker allows me to provide better rates, lower fees, and more loan programs for you. Specializing in creative financing, I am able to provide out-of-the-box solutions to your unique situation.


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homecoin.com

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homecoin.com

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Free onsite estimate

homecoin.com helps home sellers save thousands by listing on the Multiple Listing Service (MLS) for a low, flat fee instead of paying a 6% commission. homecoin.com also gives you access to any other service that a traditional agent would provide, all for one time flat fee allowing you to choose which services you need. All 100% online you can list and sell from the comfort of your home.

homecoin.com helps home sellers save thousands by listing on the Multiple Listing Service (MLS) for a low, flat fee instead of paying a 6% commission. homecoin.com also gives you access to any other service that a traditional agent would provide, all for one time flat fee allowing you to choose which services you need. All 100% online you can list and sell from the comfort of your home.


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Neighbor's Financial

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Neighbor's Financial

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Neighbor's Financial (NFC) is a Community Mortgage Lender headquartered in the capital of California. Since 1989 NFC has been Sacramento's most recommended mortgage banker with branch locations throughout California, Idaho, Oregon, Texas, & Washington. NMLS 119875. Our emphasis is on customer service, a high degree of integrity, and a competitive product that fits the individual needs of each one of our customers.

Neighbor's Financial (NFC) is a Community Mortgage Lender headquartered in the capital of California. Since 1989 NFC has been Sacramento's most recommended mortgage banker with branch locations throughout California, Idaho, Oregon, Texas, & Washington. NMLS 119875. Our emphasis is on customer service, a high degree of integrity, and a competitive product that fits the individual needs of each one of our customers.


Avatar for Los Banos Berkshire Hathaway Drysdale Properties

Los Banos Berkshire Hathaway Drysdale Properties

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Los Banos Berkshire Hathaway Drysdale Properties

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Free onsite estimate

Berkshire Hathaway HomeServices Drysdale Properties is a fast-growing Northern California real estate brokerage with over 950 sales professionals and 35 offices throughout the Bay Area, East Bay, North Bay, Greater Sacramento and the Central Valley regions. Its California & Nevada footprint reaches from the San Francisco coastline eastward into El Dorado Hills and out past Stanislaus County, from Placer County into Merced County down to Fresno County, coming full circle through San Mateo County and supporting all locations in between.

Berkshire Hathaway HomeServices Drysdale Properties is a fast-growing Northern California real estate brokerage with over 950 sales professionals and 35 offices throughout the Bay Area, East Bay, North Bay, Greater Sacramento and the Central Valley regions. Its California & Nevada footprint reaches from the San Francisco coastline eastward into El Dorado Hills and out past Stanislaus County, from Placer County into Merced County down to Fresno County, coming full circle through San Mateo County and supporting all locations in between.



Home Benefit Group

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Home Benefit Group

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22 years of experience

Ron Crain, "The Realtor" & Jon Crain, "The Lender" brothers teaming up to maximize their knowledge and energy to help clients, friends, family and anyone interested in the pursuit of owning a piece of California. Whether it's land, homes, investment properties, etc... we have the experience to find and secure the best deal for you. Licensed real estate brokers for over 20 years combined, real estate and lending is what we do!

Ron Crain, "The Realtor" & Jon Crain, "The Lender" brothers teaming up to maximize their knowledge and energy to help clients, friends, family and anyone interested in the pursuit of owning a piece of California. Whether it's land, homes, investment properties, etc... we have the experience to find and secure the best deal for you. Licensed real estate brokers for over 20 years combined, real estate and lending is what we do!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



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Real Estate Agents questions, answered by experts

Unless the buyer or seller makes the offer or offer acceptance contingent on the appraisal results, the sale will move forward unaffected if the appraisal comes back lower than the offer. This essentially means the buyer is paying more than what the home is worth, but without that contingency, both parties are locked into the deal. Some buyers may try to negotiate the purchase price down to the appraisal value, but this may not be possible if there wasn’t an appraisal contingency in the offer agreement.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Fireplaces increase your home’s value by as much as 12%. If you're looking to increase your home's value, consider installing an electric fireplace insert or a custom electric fireplace. You can take freestanding or wall-mounted fireplaces with you when you leave, so they will have less of an impact on the value of the home.

Wainscoting isn’t a design element that can be directly tied to an increased house price. Despite that, it is a highly marketable element that can generate significant interest from potential buyers who enjoy the style, and is relatively inexpensive to remove for those who don’t. If you are on the fence about paneling, just know that it certainly wouldn’t result in depreciation of your home’s value—usually the opposite. 

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The Le Grand, CA homeowners’ guide to real estate services

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