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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Rectangular pools, particularly those made of vinyl or fiberglass, are the easiest to maintain. The long, straight sides, right angles, and smoother surface make regular cleaning a breeze without having to maneuver into curves and nooks. Rectangular pools also tend to be standard sizes, so you may have an easier time when it comes time to replace liners, covers, and other parts.

The cost to maintain a pool depends on its size and condition. A one-time pool cleaning session costs around $250, and regular weekly maintenance costs $25 to $40 per week. You can get a discount if you buy services in bulk. Regular pool maintenance helps limit the number of repairs and identify signs of trouble.

The only pools that don’t need grounding are those without electrical components, such as small inflatable pools. Any outlet around a pool should be a GFCI to cut the current if the outlet gets too wet. At the very least, the pool’s electrical should be plugged into a GFCI outlet, if not a dedicated GFCI breaker. Check local guidelines and requirements to ensure you’re following all safety regulations.