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TRUSTED BY GILROY, CA HOMEOWNERS

  • Average homeowner rating star icon4.8
    Average homeowner rating
  • Verified reviews icon16
    Verified property appraisals reviews

Find Property appraisers in Gilroy

Peter M. Cella & Associates
4.4(
7
)
Appraisal - Real Estate

Serving Gilroy, CA and surrounding areas

Approved

In business since 1994

Customers say: Quick response

"Peter's appraisal was professional and timely, and his efforts are greatly appreciated. I am attempting to sponsor 5 Ukrainian friends to come to the US under the Uniting for Ukraine program. The Department of Homeland Security (DHS) requries a recent official appraisal from a licensed appraiser to be able to validate an asset like my rental property in San Mateo County. Peter was extremely efficient, helpful, and produced a professional product on short notice."
Response time7 hrs
7 neighbors recently requested a quote
Recommended by71%of homeowners
Summit Home Appraisal
5.0(
1
)
Appraisal - Real Estate

Serving Gilroy, CA and surrounding areas

Approved

In business since 2007

Free estimates

Customers say: Quick response

Summit Home Appraisal, is a locally owned and operated company that values honesty and integrity in all aspects of our business. We have over 15 years of hands on experience and provide innovative ideas and suggestions tailored to your projects. Our services are customized to your individual needs, paying close attention to the details of each project that we are involved with. Please feel free to contact us today!

Recommended by100%of homeowners
Avatar for Appraisals Only
Appraisals Only
New to Angi
Appraisal - Real Estate

Serving Gilroy, CA and surrounding areas

Approved

In business since 2001

Free estimates

I am a professional appraiser who values honesty, integrity and treats your property as if it were my own. I offer a variety of appraisal services that are customizable to each individual project. I pride myself on the quality of my work as well as my commitment to outstanding results. I look forward to building lasting relationships with my clients and guarantee your satisfaction!\n***Please do not select me if you Do Not Intend to use my services. I get charged anywhere from$18-$30 for a request and in order to keep costs down and keep my appraisal fees low for you the customer I am in need of your cooperation*** thank you for your understanding.

Response time9 hrs
San Francisco Bay Area Appraisers
4.8(
5
)
Appraisal - Real Estate

Serving Gilroy, CA and surrounding areas

In business since 2008

Credit card accepted

Offers commercial services

"Pro: Quick same day service. Detailed and accurate appraisal report. Con: He should state ahead of time the fact the he wants payment before providing the appraisal report. I was expecting a report and an invoice, after agreeing to hire him over the phone, but it took lengthy conversation after the home visit to get him to produce the report. Ultimately all was well but this phone-arguing seemed unnecessary and unprofessional."
Response time2 hrs
Recommended by100%of homeowners
Showing 1-10 of 35
Property Appraiser questions, answered by experts

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

A koi pond may add value to your home if it’s a feature sellers are looking for. Like pools, ponds can affect your property value depending on their condition, whether they’re a popular selling point, and how well they’re incorporated into your home’s landscape.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

The Gilroy, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.