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JGI Appraisals
JGI Appraisals
We are extremely passionate about the work that we do. You can depend on us to provide a high quality service at a fair and honest price. We understand that the future of our business depends upon our reputation and that is why customer service is by far our highest priority. If you are looking for a professional you can trust, please call today to schedule a no-obligation estimate!
"Fast , efficient, certified appraisal received the next day. Couldn't ask for more."
mike g on March 2024
We are extremely passionate about the work that we do. You can depend on us to provide a high quality service at a fair and honest price. We understand that the future of our business depends upon our reputation and that is why customer service is by far our highest priority. If you are looking for a professional you can trust, please call today to schedule a no-obligation estimate!
"Fast , efficient, certified appraisal received the next day. Couldn't ask for more."
mike g on March 2024
Kathy Dotson
Kathy Dotson
Appraise residential and multifamily properties. I pride myself on reliability, great communication, integrity, and quality work. I strongly believe in giving my absolute best in all the work I perform. I look forward to earning your business! I AM NOT LICENSED TO APPRAISE COMMERCIAL PROPERTIES.
"I appreciated the fact that she went above and beyond to research what was happening in the market. She gave me some key points to discuss in the transaction. It made the transaction successful."
Shana H on October 2023
Appraise residential and multifamily properties. I pride myself on reliability, great communication, integrity, and quality work. I strongly believe in giving my absolute best in all the work I perform. I look forward to earning your business! I AM NOT LICENSED TO APPRAISE COMMERCIAL PROPERTIES.
"I appreciated the fact that she went above and beyond to research what was happening in the market. She gave me some key points to discuss in the transaction. It made the transaction successful."
Shana H on October 2023

Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.
"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "
Melissa P on October 2025
Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.
"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "
Melissa P on October 2025

JJR Appraisal Services
JJR Appraisal Services
JJR Appraisal Services is an appraisal firm founded and managed by Jeffrey Ho and Joseph Schumacher, Certified Residential Appraisers. Prior to being a real estate appraiser, Jeffrey worked for five years as a corporate lawyer at Kirkland & Ellis LLP, a major international law firm, and he applies that work ethic to all aspects of his appraisal business. Prior to real estate appraisal, Joseph founded and exited two service businesses, growing the last to over 60 on the team, and understands the importance of understanding and prioritizing clients' needs. As Bay Area property owners and real estate investors themselves as well, both Jeffrey and Joseph bring decades of knowledge. We pride ourselves on quality work, fast turnaround times and competitive pricing. We have experience completing appraisals for single family homes, multi-family properties (2-4 units) and condominiums. Contact us today for a free quote - we'd love to help you out with your appraisal needs!
JJR Appraisal Services is an appraisal firm founded and managed by Jeffrey Ho and Joseph Schumacher, Certified Residential Appraisers. Prior to being a real estate appraiser, Jeffrey worked for five years as a corporate lawyer at Kirkland & Ellis LLP, a major international law firm, and he applies that work ethic to all aspects of his appraisal business. Prior to real estate appraisal, Joseph founded and exited two service businesses, growing the last to over 60 on the team, and understands the importance of understanding and prioritizing clients' needs. As Bay Area property owners and real estate investors themselves as well, both Jeffrey and Joseph bring decades of knowledge. We pride ourselves on quality work, fast turnaround times and competitive pricing. We have experience completing appraisals for single family homes, multi-family properties (2-4 units) and condominiums. Contact us today for a free quote - we'd love to help you out with your appraisal needs!
Wilkins Appraisal Services
Wilkins Appraisal Services
Rick Wilkins has extensive appraisal experience in Santa Cruz County, starting in 1981. He is also currently licensed as a real estate broker; licensed since 1986. He was a partner/owner/managing broker of an office, located in Soquel & Aptos, with 15 licensed sales agents. He has appraised every type of residential property throughout Santa Cruz County.
Rick Wilkins has extensive appraisal experience in Santa Cruz County, starting in 1981. He is also currently licensed as a real estate broker; licensed since 1986. He was a partner/owner/managing broker of an office, located in Soquel & Aptos, with 15 licensed sales agents. He has appraised every type of residential property throughout Santa Cruz County.

Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022
Joraine Costales & The Costales Team
Joraine Costales & The Costales Team
A Top-Producing Real Estate team with a reputation of integrity, honesty, professionalism, high quality results, and exceeding expectations. 13+ years of experience helping Buyers and Sellers achieve their Real Estate goals as stress-free, effectively, and efficiently as possible.
"THE best!!! Joraine and Marc Costales exceeded our expectations during the sale of our home. The Costales Team was very attentive of our needs and their positive aura helped ease the stress during this process. We highly recommend the Costales Team!"
Claire C on February 2022
A Top-Producing Real Estate team with a reputation of integrity, honesty, professionalism, high quality results, and exceeding expectations. 13+ years of experience helping Buyers and Sellers achieve their Real Estate goals as stress-free, effectively, and efficiently as possible.
"THE best!!! Joraine and Marc Costales exceeded our expectations during the sale of our home. The Costales Team was very attentive of our needs and their positive aura helped ease the stress during this process. We highly recommend the Costales Team!"
Claire C on February 2022

Doug Davis - American Pacific Mortgage
Doug Davis - American Pacific Mortgage
I am LOCAL and a SUPER SERVICE AWARD WINNER for 2016 and 2015 (and probably 2017 too!) with ALL 'A' REVIEWS. I have 20-YEARS EXPERIENCE and we are a DIRECT LENDER and the 2nd largest mortgage bank in the U.S specializing in mortgages both Residential Purchase & Refinance; ABOUT ME --I am 48-years old and have been in the mortgage industry for 20-years. I work almost 100% by referral from satisfied customers and professionals! --I graduated in 1998 from U.C. Berkeley with a 3.86 GPA and was awarded the most prestigious full-ride scholarship Berkeley has to offer called the Regents Chancellor Scholarship; ABOUT MY COMPANY --Top Mortgage Lender for 2015 and 2016 (and probably 2017 also). We were given this distinction by the Scotsman Guide and were Ranked #2 for overall volume. We did $40 Billion in volume last year --DIRECT LENDER: We are a Direct Lender here in California. Due to our Volume, we have exceptional pricing and rates --ONLINE TESTIMONIALS: Also check me out on Yelp, Google Places, Linked In, Angie's List and other online testimonial sites by doing a Google search on search terms 'Doug Davis' and Mortgage'. All of my online testimonials will pop up.
"I just closed escrow on my first home and Doug was with me every step of the way. He had been recommended by a friend whose opinion I hold in high regard. From the very first phone call, I could tell I was in good hands, and he was awesome throughout the entire loan process. I can't imagine working with anyone more on top of it than he was. He is incredibly knowledgeable, always responded immediately, and has a solid team working with him. You won't find a better mortgage broker than Doug."
Nicholas N on May 2019
I am LOCAL and a SUPER SERVICE AWARD WINNER for 2016 and 2015 (and probably 2017 too!) with ALL 'A' REVIEWS. I have 20-YEARS EXPERIENCE and we are a DIRECT LENDER and the 2nd largest mortgage bank in the U.S specializing in mortgages both Residential Purchase & Refinance; ABOUT ME --I am 48-years old and have been in the mortgage industry for 20-years. I work almost 100% by referral from satisfied customers and professionals! --I graduated in 1998 from U.C. Berkeley with a 3.86 GPA and was awarded the most prestigious full-ride scholarship Berkeley has to offer called the Regents Chancellor Scholarship; ABOUT MY COMPANY --Top Mortgage Lender for 2015 and 2016 (and probably 2017 also). We were given this distinction by the Scotsman Guide and were Ranked #2 for overall volume. We did $40 Billion in volume last year --DIRECT LENDER: We are a Direct Lender here in California. Due to our Volume, we have exceptional pricing and rates --ONLINE TESTIMONIALS: Also check me out on Yelp, Google Places, Linked In, Angie's List and other online testimonial sites by doing a Google search on search terms 'Doug Davis' and Mortgage'. All of my online testimonials will pop up.
"I just closed escrow on my first home and Doug was with me every step of the way. He had been recommended by a friend whose opinion I hold in high regard. From the very first phone call, I could tell I was in good hands, and he was awesome throughout the entire loan process. I can't imagine working with anyone more on top of it than he was. He is incredibly knowledgeable, always responded immediately, and has a solid team working with him. You won't find a better mortgage broker than Doug."
Nicholas N on May 2019

Auto Transporters Online
Auto Transporters Online
Best Nationwide Car Shipping with affordable rates and superior customer service. Plan ahead and save money. No deposit required. Ship your car safely and affordably. Established over 15 years. A+ rated with BBB. Open & enclosed, door to door auto transport. MILITARY, STUDENT, SENIOR, MULTIPLE CAR DISCOUNTS. Family owned and will work directly with the owner from start to finish. We provide honest quotes and spend the time it takes with our customers to offer a rate that meets their needs. Superior customer service throughout the entire shipping process, until your car is delivered. Contact us or call for a quick quote @ 1(855) 813-2002. Always happy to answer your questions or just to review how the business works. You owe it to yourself to try us first. Call directly for best quote 1(855) 813-2002
"They were responsive to the inquiry and price competitive. The car was picked up in short order and arrived a couple of days later. I've been through this drill before and been unhappy, but these folks were very good!"
Larry W on July 2018
Best Nationwide Car Shipping with affordable rates and superior customer service. Plan ahead and save money. No deposit required. Ship your car safely and affordably. Established over 15 years. A+ rated with BBB. Open & enclosed, door to door auto transport. MILITARY, STUDENT, SENIOR, MULTIPLE CAR DISCOUNTS. Family owned and will work directly with the owner from start to finish. We provide honest quotes and spend the time it takes with our customers to offer a rate that meets their needs. Superior customer service throughout the entire shipping process, until your car is delivered. Contact us or call for a quick quote @ 1(855) 813-2002. Always happy to answer your questions or just to review how the business works. You owe it to yourself to try us first. Call directly for best quote 1(855) 813-2002
"They were responsive to the inquiry and price competitive. The car was picked up in short order and arrived a couple of days later. I've been through this drill before and been unhappy, but these folks were very good!"
Larry W on July 2018
Jonathan Y Lee
Jonathan Y Lee
My Mission: Providing excellence in real estate representation for sellers, buyers and investors throughout the SF Bay Area with nearly 30 years experience specializing in residential, commercial, property management, and investment property. What I do best: I consider myself a problem solver and am able to expertly guide my clients through every avenue when it comes to real estate purchases. As a very proficient negotiator, I strive to obtain the best value for my exclusive clientele whether it is their first home or their last. My intention: My desire is to elevate the professionalism in the real estate industry by providing a prime example of a combination of integrity, excellence, and service. Education: Having graduated from SFSU with an International business degree and living/traveling aboard for a few years throughout Asia. I was fortunate to have had the opportunity to live in China for a couple years where I learned Mandarin and achieved one of my life long dreams of studying from one of the most renowned martial artist in the world. Being a student of martial arts since I was young, I excel in disciple and diligence in everything I do. Before my over 30+ year tenure as a Realtor, I worked in the construction industry as a carpenter apprentice and know what quality construction looks like. I use my love of construction to educate my clients in every aspect of home ownership and repair/remodeling/new construction. Included in my services, I often assist clients in the remodeling process in order to maximize their resale value of their homes. From hiring appropriate construction workers, to overseeing their work, and coordinating every one’s schedule to obtain the quickest turn around time possible with the least amount of cost involved.
"Jonathan was great to work with! He was incredibly responsive and produced a great report for us to use in our home buying process. I would 100% use him again in the future."
LJ J on March 2022
My Mission: Providing excellence in real estate representation for sellers, buyers and investors throughout the SF Bay Area with nearly 30 years experience specializing in residential, commercial, property management, and investment property. What I do best: I consider myself a problem solver and am able to expertly guide my clients through every avenue when it comes to real estate purchases. As a very proficient negotiator, I strive to obtain the best value for my exclusive clientele whether it is their first home or their last. My intention: My desire is to elevate the professionalism in the real estate industry by providing a prime example of a combination of integrity, excellence, and service. Education: Having graduated from SFSU with an International business degree and living/traveling aboard for a few years throughout Asia. I was fortunate to have had the opportunity to live in China for a couple years where I learned Mandarin and achieved one of my life long dreams of studying from one of the most renowned martial artist in the world. Being a student of martial arts since I was young, I excel in disciple and diligence in everything I do. Before my over 30+ year tenure as a Realtor, I worked in the construction industry as a carpenter apprentice and know what quality construction looks like. I use my love of construction to educate my clients in every aspect of home ownership and repair/remodeling/new construction. Included in my services, I often assist clients in the remodeling process in order to maximize their resale value of their homes. From hiring appropriate construction workers, to overseeing their work, and coordinating every one’s schedule to obtain the quickest turn around time possible with the least amount of cost involved.
"Jonathan was great to work with! He was incredibly responsive and produced a great report for us to use in our home buying process. I would 100% use him again in the future."
LJ J on March 2022
The Capitola, CA homeowners’ guide to property appraisals
From average costs to expert advice, get all the answers you need to get your job done.

Understanding how appraisers determine the value of a house can help guide pre-sale renovations or offer negotiation as a buyer or a seller.

A home appraisal determines your property’s value and is necessary for most real estate transactions. Learn more about home appraisals and why they matter.

Even when property values are soaring, your home’s appraised value might not reflect it. Here are factors that could hurt your home’s appraisal.

A home appraisal determines the value of your home when buying or selling. Learn more about common types of real estate appraisals.

Preparing for a home appraisal and making sure everything is in order can be stressful. Use this home appraisal checklist to make your life easier.

A home appraisal determines your home’s value. Learn how to prepare for a home appraisal to ensure you get the best appraisal possible.
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