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The 10 10 rule describes the formula most contractors use to determine how much to charge for a job. Allowing for 10% overhead above the total projected cost to do the work and 10% profit sets a contractor up for success, even if there are delays or other problems on the project. This formula isn’t a hard-and-fast rule, but it is a ballpark figure to begin with when estimating your expenses on a job.

Yes, you can put a doorway in a structural wall; in fact, most exterior doors are set into structural walls. The project is a little more challenging than installing a door in a non-load-bearing wall because you need a structural engineer to assess the wall and make sure it’s safe to create a wall opening. Your engineer’s report will include instructions for your contractor on how and where to install additional supports, like steel headers above the door, to distribute the weight above to the wall on either side of the door.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

The early stages of building a house are harder than the later stages; laying the foundation and framing the house are two of the most challenging steps. However, it varies for everyone. Some people have difficulty installing HVAC, plumbing, and electricity, while others find it harder to plan the house and secure the necessary permits.