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Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

Yes, after the initial expense to purchase and install it, vinyl siding offers a good value over time because it requires very little maintenance and lasts a long time. In terms of how long vinyl siding lasts, you can expect at least 20 years and up to 60 years of performance.

Mildew grows into porous wood, making it more difficult to remove than regular dirt (and more destructive). We suggest using a dedicated mildew and mold fungicide to remove mildew, which is found in any local home improvement store. Apply a dose of the fungicide to the siding and leave to work according to the instructions, usually for an hour or two. Then wash it thoroughly away and scrub the spot again. Repeat the process if necessary. If nothing is removing the mildew stains, you should plan on removing those clapboard planks in time, as their damage could cause future problems.

The biggest con of insulated vinyl siding is that it’s more expensive than traditional vinyl siding. If you’re hoping to save costs on your siding project, you’ll have better luck finding budget-friendly vinyl siding, which can cost as little as $2 per square foot, installed.